5264 Cherry Oak Ln, Smithton, IL 62285 Property Records

St. Clair County property record for 5264 Cherry Oak Ln, Smithton, IL 62285

Property Summary

Property Type	Single Family Home
Details	2,361 sqft · built 2001
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on Record
Last Sale	$378,000 (May 2021)
Tax Bill	$7,161 (2019)
Deeds & Mortgages	May 2021 Sale & Mortgage
APN	`17-08-0-203-006`

Property Details

APN / Parcel Number

Primary APN	`17-08-0-203-006`

Interior

Stories	1 Story
Building Area	2,361 sqft Living Area
Gross Area	4,722 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Architectural Style	Other
Exterior Material	Wood
Construction Type	Frame
Lot Area	43,996 sqft (1.01 acres)
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	96 sqft
Patio Area	192 sqft
Canopy	9,600 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5264 CHERRY OAK LN
City	SMITHTON
State	IL
Zip	62285-3655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILDWOOD LAKE ESTATES NORTH 4TH ADD LOT/SEC-71 DOC A02701603
Legal Subdivision	LAKE ESTATES
Legal Lot Number	71
Jurisdiction	ST CLAIR IL
Township / Civil Division	PRAIRIE DU LONG
Census Block Group	3
Census Block	3017
Census Tract	504001

Owner

Source: St. Clair County records, as of August 23, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	5264 CHERRY OAK LN, SMITHTON, IL 62285-3655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2021 · Amount on Record
Deed Sale	May 27, 2021 · Amount on Record
Prior Sale	Nov 20, 2001 · Amount on Record
Deed Document Number	A02701603
Record Updated	Jun 7, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 27, 2021
Property Address	5264 CHERRY OAK LN, SMITHTON, IL 62285-3655
Document Number	A02701603
Map Reference	MB 99 PG 12
Instrument Date	May 21, 2021
Instrument	A02701603
Transaction Type	Transfer
Record Updated	Jun 14, 2021
Title Company	ACCENT TITLE, ACCENT TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$567.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5264 CHERRY OAK LN, SMITHTON, IL 62285-3655

Mortgage

Document Number	A02701604
Date	May 27, 2021
Instrument	A02701604

Lender

Name	CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate	3%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Prairie Du Long Township
Municipality	Smithton Village
Secondary School District	Freeburg Community High School District 77 (09 - 12)
Elementary School District	Smithton Community Consolidated School District 130 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022		$104,474 Land $19,610 Building $84,864	$313,422 Land $58,830 Building $254,592
2019	$7,161.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHTON serves 4,381 people · EPA ID IL1631300
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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