5260 Twin Pines, Duluth, MN 55811 Property Records

St. Louis County property record for 5260 Twin Pines, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,481 sqft · built 2010
Lot Size	0.578 acres (25,217 sqft)
Owner	Individual Name on Record
Last Sale	$272,721 (Jul 2010)
Tax Bill	$8,126 (2026)
Deeds & Mortgages	May 2021 Mortgage Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`395-0115-00270`

Property Details

APN / Parcel Number

Primary APN	`395-0115-00270`
Alternative APN	`903357`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,481 sqft Gross Area
1st Floor Area	1,481 sqft
Basement Area	1,030 sqft
Finished Basement	1,030 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	25,217 sqft (0.578 acres)
Garage Area	674 sqft

Exterior Amenities

Porch	Slab
Porch Area	336 sqft
Deck Area	144 sqft
Storage Building	72 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	903357
Street Address	5260 TWIN PNES
City	DULUTH
State	MN
Zip	55811-1347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 9 THRU 12 SERIAL #
Legal Subdivision	PINEVIEW
Legal Block	2
Legal Lot Number	9-12
Jurisdiction	ST LOUIS MN
Township / Civil Division	HERMANTOWN
Census Block Group	2
Census Block	2002
Census Tract	10301

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5260 TWIN PNES, DULUTH, MN 55811-1347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOW VA RATES LLC
Jul 31, 2017	Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2010 · Amount on Record
Deed Sale	Jul 20, 2010 · Amount on Record
Prior Sale	May 11, 2010 · Amount on Record
Deed Document Number	20101139811
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5260 TWIN PNES, DULUTH, MN 55811-1347
Transaction Type	Mortgage
Record Updated	Aug 15, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001414196
Date	May 17, 2021
Instrument	1414196

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	5260 TWIN PNES, DULUTH, MN 55811-1347
Document Number	00A1314879
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5260 TWIN PINES HERMANTOWN MN 558111347, HERMANTOWN, MN 55811-1347

Mortgage

Document Number	00A1314879
Date	Aug 8, 2017
Instrument	A1314879

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 7, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hermantown City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,126.00 (+21.25%) Homeowner's exemption
2025	$6,702.00 (+5.58%) Homeowner's exemption	$616,400 (+25.51%) Land $88,700 Building $527,700	$616,400 (+25.51%) Land $88,700 Building $527,700
2024	$6,348.00	$491,100 (+19.46%) Land $85,200 Building $405,900	$491,100 (+19.46%) Land $85,200 Building $405,900
2022		$411,100 Land $63,400 Building $347,700	$411,100 Land $63,400 Building $347,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hermantown serves 7,215 people · EPA ID MN1690043
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Verizon.

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