526 Zoar Rd, Rowe, MA 01367 Property Records

Franklin County and Charlemont Town property record for 526 Zoar Rd, Rowe, MA 01367

Property Summary

Property TypeSingle Family Home
Details2 bd · 2.5 ba · 2,058 sqft · built 2009
Lot Size49.1 acres (2,140,103 sqft)
Owner2 Individual Names on Record
Tax Bill$12,091 (2025)
Deeds & MortgagesJun 2022 Line of Credit
Jun 2019 Mortgage
APNM_82099_93

Property Details

APN / Parcel Number

Primary APNM_82099_93
Alternative APNs
  • CLMT M:011.0 B:0000 L:0009.0
  • CHAR M:011.0 B:0000 L:0009.0
  • M_82099_935315

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,058 sqft Living Area
Gross Area5,682 sqft
1st Floor Area1,282 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area2,140,103 sqft (49.1 acres)
Garage TypeAttached

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberM_82099_935315
Street Address526 ZOAR RD
CityROWE
StateMA
Zip01367
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Lot Number9.0
JurisdictionCHARLEMONT MA
Township / Civil DivisionCHARLEMONT
Census Block Group1
Census Block1106
Census Tract40100

Owner

Source: Franklin County and Charlemont Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 803, CHARLEMONT, MA 01339-0803
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2022Deed of Trust, Mortgage · Line of Credit
GREENFIELD SAVINGS BANK
Jun 10, 2019Deed of Trust, Mortgage · Balloon Mortgage
GREENFIELD SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 8, 2016
Deed SaleMar 8, 2016
Prior SaleMar 8, 2016
Deed Document Number20162327
Deed Book / Page6824 / 205
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLEMONT MA
Property Address526 ZOAR RD, ROWE, MA 01367-9768
Transaction TypeMortgage
Record UpdatedJun 19, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number008009-233
DateJun 2, 2022
Book Page8009/233
Instrument6068
Lender
NameGREENFIELD SAVINGS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJul 1, 2047
Interest
Rate TypeAdjustable Rate

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLEMONT MA
Property Address526 ZOAR RD, ROWE, MA 01367-9768
Transaction TypeMortgage
Record UpdatedJul 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number007372-340
DateJun 10, 2019
Book Page7372/340
Instrument5532
Lender
NameGREENFIELD SAVINGS BANK
TypeBank
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term301 Months
DueJul 1, 2044

Tax Assessment & Valuation

Source: Franklin County and Charlemont Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyFranklin County
County SubdivisionCharlemont Town
Elementary School DistrictHawlemont School District (PK - 06)
Secondary School DistrictMohawk Trail Regional School District in Hawley and Charlemont towns (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,091.00 (-3.1%)$660,700 (+9.61%) Land $77,400 Building $583,300$511,744
2024$12,478.00 (+6.82%)$602,800 (+6.46%) Land $70,400 Building $532,400
2023$11,681.00$566,200 Land $64,500 Building $501,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2006–2011)
Claims Outside the SFHA2 of 3
Most Recent ClaimAug 2011 · Tropical Storm Irene
Claims by Event
  • Tropical Storm Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 86% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Whip City Fiber
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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