526 Willow St, Sugar Grove, IL 60554 Property Records

Kane County property record for 526 Willow St, Sugar Grove, IL 60554

Property Summary

Property Type	Single Family Home
Details	2,996 sqft · built 2005
Lot Size	0.398 acres (17,349 sqft)
Owner	2 Individual Names on File
Last Sale	$735,000 (Feb 2025)
Tax Bill	$17,025 (2025)
Deeds & Mortgages	Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-04-453-011`

Property Details

APN / Parcel Number

Primary APN	`14-04-453-011`

Interior

Stories	2 Stories
Building Area	2,996 sqft Living Area
Gross Area	5,194 sqft
Basement Area	1,645 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	17,349 sqft (0.398 acres)
Garage Type	Attached
Garage Area	553 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	526 WILLOW ST
City	SUGAR GROVE
State	IL
Zip	60554-9354
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HANNAFORD FARM UNIT 1 LOT # 25
Legal Subdivision	HANNAFORD FARM
Legal Block	1
Legal Lot Number	25
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	SUGAR GROVE
Census Block Group	1
Census Block	1057
Census Tract	854504

Owner

526 Willow St is owned by two individuals who bought it in February 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1704 RADNOR CT, GENEVA, IL 60134-1853
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2025 · Amount on File
Deed Sale	Feb 4, 2025 · Amount on File
Prior Sale	Oct 28, 2005 · Amount on File
Deed Document Number	20254091
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	526 WILLOW ST, SUGAR GROVE, IL 60554-9354
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 WILLOW ST, SUGAR GROVE, IL 60554-9354

Mortgage

Document Number	0000000494
Date	Jan 6, 2026
Instrument	2026K000494

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.87%

Tax Assessment & Valuation

The 2025 property tax bill for 526 Willow St was $17,025.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Sugar Grove Township
Municipality	Sugar Grove Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$17,025.00	$220,271 (+7.83%) Land $38,383 Building $181,888	$661,077 (+7.83%) Land $115,195 Building $545,882
2024		$204,276 Land $35,596 Building $168,680	$613,073 Land $106,831 Building $506,242
2022	$15,468.00 (+3.66%) Homeowner's exemption	$170,080 (+5.08%) Land $29,637 Building $140,443	$510,240 (+5.08%) Land $88,911 Building $421,329
2021	$14,922.00 Homeowner's exemption	$161,857 Land $28,204 Building $133,653	$485,571 Land $84,612 Building $400,959

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 526 Willow St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 526 Willow St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUGAR GROVE serves 11,243 people · EPA ID IL0890850
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.7 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20