526 W Cross St, Benton, AR 72015 Property Records

Saline County property record for 526 W Cross St, Benton, AR 72015

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,145 sqft · built 1964
Lot Size	0.189 acres (8,250 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,069 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`800-16944-000`

Property Details

APN / Parcel Number

Primary APN	`800-16944-000`
Alternative APN	`56985`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,145 sqft Living Area
Gross Area	1,793 sqft
1st Floor Area	1,145 sqft
Flooring	Carpet

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,250 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	648 sqft
Driveway	Concrete Driveway
Driveway Area	2,100 sqft
Porch	Open Porch
Porch Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	56985
Street Address	526 W CROSS ST
City	BENTON
State	AR
Zip	72015-3626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2018-020805
Legal Range	15W
Legal Township	02S
Legal Section	10
Legal Subdivision	DEATON
Legal Block	1
Legal Lot Number	4
Jurisdiction	SALINE AR
Township / Civil Division	BAUXITE
Census Block Group	3
Census Block	3039
Census Tract	10101

Owner

526 W Cross St is owned and occupied by two individuals who acquired it in October 2018.

Source: Saline County records, as of October 1, 2025

Owner of Record	2 Individual Names on File
Mailing Address	526 W CROSS ST, BENTON, AR 72015-3626
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 30, 2018	Quit Claim Deed, Transfer OTHER
Oct 29, 2018	Quit Claim Deed, Transfer · VA Mortgage BANK OF ENGLAND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2018
Deed Sale	Oct 29, 2018
Prior Sale	Sep 9, 2008 · Amount on File
Deed Document Number	201820675
Prior Transfer Date	Oct 23, 2018
Prior Transfer Doc	0000020675
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE AR
Property Address	526 W CROSS ST, BENTON, AR 72015-3626
Transaction Type	Mortgage
Record Updated	Jun 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014413
Date	Jun 7, 2021
Instrument	2021-014413

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALINE AR
Recording Date	Oct 30, 2018
Property Address	526 W CROSS ST, BENTON, AR 72015-3626
Document Number	0000020805
Instrument Date	Oct 23, 2018
Instrument	20805
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	526 W CROSS ST BENTON AR 720153626, BENTON, AR 72015-3626

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALINE AR
Recording Date	Oct 29, 2018
Property Address	526 W CROSS ST, BENTON, AR 72015-3626
Document Number	0000020675
Instrument Date	Oct 23, 2018
Instrument	20675
Transaction Type	Transfer
Record Updated	Nov 15, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	526 W CROSS ST BENTON AR 720153626, BENTON, AR 72015-3626

Mortgage

Document Number	20676
Date	Oct 29, 2018
Instrument	20676

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 526 W Cross St was $1,069 with a homeowner's exemption.

Source: Saline County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
Municipality	Benton City
County	Saline County
Unified School District	Benton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,069.00 Homeowner's exemption	$22,646 Land $3,500 Building $19,146	$113,230 Land $17,500 Building $95,730
2024	$1,069.00 (+79.06%)
2023	$597.00 Homeowner's exemption	$22,646 Land $3,500 Building $19,146	$113,230 Land $17,500 Building $95,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 526 W Cross St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 526 W Cross St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.5% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATERWORKS serves 30,681 people · EPA ID AR0000484
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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