Kane County property record for 526 Valley View Dr, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,285 sqft · built 2003 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $287,000 (Nov 2003) |
| Tax Bill | $9,434 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Oct 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-32-153-008 |
| Primary APN | 09-32-153-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,285 sqft Living Area |
| Basement Area | 573 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,200 sqft (0.165 acres) |
| Garage Type | Attached |
| Garage Area | 531 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 526 VALLEY VIEW DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-6577 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 282, HARVEST HILLS UNIT 3 |
| Legal Subdivision | HARVEST HILLS |
| Legal Block | 1 |
| Legal Lot Number | 282 |
| Legal Unit | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 852204 |
526 Valley View Dr is owned and occupied by two individuals who bought it in November 2003.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 526 VALLEY VIEW DR, SAINT CHARLES, IL 60175-6577 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 23, 2025 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Oct 27, 2025 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Apr 22, 2024 | Deed of Trust, Mortgage · Line of Credit BMO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2003 · Amount on File |
| Deed Sale | Nov 20, 2003 · Amount on File |
| Deed Document Number | 2003202110 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 526 VALLEY VIEW DR, ST CHARLES, IL 60175-6577 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 526 VALLEY VIEW DR, SAINT CHARLES, IL 60175-6577 |
| Document Number | 0000050939 |
|---|---|
| Date | Dec 23, 2025 |
| Instrument | 2025K050939 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 19, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.29% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 526 VALLEY VIEW DR, ST CHARLES, IL 60175-6577 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Name | Verified Name |
|---|---|
| Address | 526 VALLEY VIEW DR, SAINT CHARLES, IL 60175-6577 |
| Document Number | 0000042057 |
|---|---|
| Date | Oct 27, 2025 |
| Instrument | 2025K042057 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 23, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 526 VALLEY VIEW DR, ST CHARLES, IL 60175-6577 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 526 VALLEY VIEW DR, SAINT CHARLES, IL 60175-6577 |
| Document Number | 0000013085 |
|---|---|
| Date | Apr 22, 2024 |
| Instrument | 2024K013085 |
| Name | BMO BANK NA |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 19, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 8.79% |
| Change Frequency | Monthly |
The 2025 property tax bill for 526 Valley View Dr was $9,434 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,434.00 Homeowner's exemption | $142,524 (+8.53%) Land $40,417 Building $102,107 | $427,743 (+8.53%) Land $121,300 Building $306,444 |
| 2024 | $131,322 Land $37,240 Building $94,082 | $394,124 Land $111,765 Building $282,359 | |
| 2022 | $8,323.00 (+4.15%) Homeowner's exemption | $109,089 (+4.91%) Land $35,048 Building $74,041 | $327,267 (+4.91%) Land $105,144 Building $222,123 |
| 2021 | $7,991.00 Homeowner's exemption | $103,984 Land $33,408 Building $70,576 | $311,952 Land $100,224 Building $211,728 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 526 Valley View Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 526 Valley View Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GENEVA serves 21,247 people · EPA ID IL0890350 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| Fox Valley Internet Fixed Wireless | 100 / 20 |
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