526 Swailes Rd, Troy, OH 45373 Property Records

Miami County property record for 526 Swailes Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 4,496 sqft · built 1951
Lot Size	1.57 acres (68,389 sqft)
Owner	Trust Name on File
Tax Bill	$10,109 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Nov 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`C06-013500`

Property Details

APN / Parcel Number

Primary APN	`C06-013500`
Alternative APNs	`040604.2-02-003-00` `C06CC005A00300`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,496 sqft Living Area
1st Floor Area	6,464 sqft
Upper Floors Area	1,264 sqft
Basement Area	1,575 sqft
Unfinished Basement	1,575 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2014
Exterior Material	Stucco
Lot Area	68,389 sqft (1.57 acres)
Garage Area	1,076 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	719 sqft
Deck Area	228 sqft
Patio Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	526 SWAILES RD
City	TROY
State	OH
Zip	45373-4334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6-4-4 N CEN PT NW
Legal Range	06
Legal Township	04
Legal Section	04
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	3
Census Block	3005
Census Tract	365302

Owner

526 Swailes Rd is owner-occupied and held in a trust since October 2019.

Source: Miami County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	526 SWAILES RD, TROY, OH 45373-4334
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage GREENVILLE NATIONAL BANK
Nov 5, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 1, 1990
Deed Sale	Jan 1, 1990
Last Transfer Date	Oct 30, 2019
Transfer Doc	0000013100
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	526 SWAILES RD, TROY, OH 45373-4334
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012076
Date	Oct 4, 2017
Instrument	2017OR-12076

Lender

Name	GREENVILLE NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIAMI OH
Recording Date	Nov 5, 2019
Property Address	526 SWAILES RD, TROY, OH 45373-4334
Document Number	0000013100
Instrument Date	Oct 30, 2019
Instrument	13100
Transaction Type	Transfer
Record Updated	Nov 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	526 SWAILES RD TROY OH 453734334, TROY, OH 45373-4334

Tax Assessment & Valuation

The 2025 property tax bill for 526 Swailes Rd was $10,109 with a homeowner's exemption, up 14.1% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,109.00 (+14.11%) Homeowner's exemption	$294,110 (+31.44%) Land $26,530 Building $267,580	$840,300 Land $75,800 Building $764,500
2024	$8,859.00 (+1.96%) Homeowner's exemption	$223,760 (-) Land $23,070 Building $200,690
2023	$8,689.00 (+16.69%) Homeowner's exemption	$223,760 (-) Land $23,070 Building $200,690	$639,300 (-) Land $65,900 Building $573,400
2022	$7,446.00 Homeowner's exemption	$223,760 Land $23,070 Building $200,690	$639,300 Land $65,900 Building $573,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 526 Swailes Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	12 (2008–2014)
Most Recent Claim	May 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 526 Swailes Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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