Cherokee County property record for 526 Stephenson St, Gaffney, SC 29340
| Property Type | Single Family Home |
|---|---|
| Details | 1,008 sqft · built 1988 |
| Lot Size | 0.489 acres (21,344 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Apr 2024) |
| Tax Bill | $850 (2025) |
| Deeds & Mortgages | Apr 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 014723-23-3 |
| Primary APN | 014723-23-3 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,008 sqft Living Area |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Brick Veneer |
| Lot Area | 21,344 sqft (0.489 acres) |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Old Parcel Number | 1010000144000 00705189 |
|---|---|
| Street Address | 526 STEPHENSON ST |
| City | GAFFNEY |
| State | SC |
| Zip | 29340-4010 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 STEPHENSON ST LT 11 0.574 UNION RIDGE SUBD PB 12H 10/ DB 170-2675 |
| Legal Lot Number | 11 |
| Jurisdiction | CHEROKEE SC |
| Township / Civil Division | GAFFNEY |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 970501 |
Source: Cherokee County records, as of November 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 526 STEPHENSON ST, GAFFNEY, SC 29340-4010 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2024 · Amount on Record |
| Deed Sale | Apr 4, 2024 · Amount on Record |
| Prior Sale | Jul 2, 2007 · Amount on Record |
| Deed Document Number | 0001702675 |
| Deed Book / Page | 170 / 2675 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHEROKEE SC |
| Recording Date | Apr 4, 2024 |
| Property Address | 526 STEPHENSON ST, GAFFNEY, SC 29340-4010 |
| Document Number | 0001702675 |
| Book / Page | 170 / 2675 |
| Map Reference | MB 12-H PG 10 |
| Instrument Date | Apr 2, 2024 |
| Instrument | 2024-1665 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 526 STEPHENSON ST, GAFFNEY, SC 29340-4010 |
| Document Number | 0001702677 |
|---|---|
| Date | Apr 4, 2024 |
| Book Page | 170/2677 |
| Instrument | 2024-1666 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
Source: Cherokee County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Cherokee County |
| Unified School District | Cherokee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $850.00 (+140.11%) Homeowner's exemption | $6,420 (+103.16%) Land $1,000 Building $5,420 | $160,600 (+103.29%) Land $25,000 Building $135,600 |
| 2023 | $354.00 | $3,160 Land $320 Building $2,840 | $79,000 Land $8,000 Building $71,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 92% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GAFFNEY BPW serves 24,290 people · EPA ID SC1110001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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