Monroe County property record for 526 S Main St, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 899 sqft · built 1927 |
| Lot Size | 0.35 acres (15,401 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,980 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-25-434-012-000 |
| Primary APN | 07-25-434-012-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 899 sqft Building Perimeter |
| 1st Floor Area | 899 sqft |
| Basement Area | 899 sqft |
| Unfinished Basement | 899 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Construction Type | Frame |
| Lot Area | 15,401 sqft (0.35 acres) |
| Garage Area | 1,120 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,056 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 145 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 526 S MAIN ST |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-1444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | WR3 |
| Legal Description | LOT 8 & PART 10 ROSE & OMELVENEYS ADDN |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 25 |
| Legal Subdivision | ROSE & OMELVENEYS ADD |
| Legal Lot Number | 8 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 33 |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 600401 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 526 S MAIN ST, WATERLOO, IL 62298-1444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 7, 2025 |
| Transfer Doc | 0000439726 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Oct 20, 2025 |
| Property Address | 526 S MAIN ST, WATERLOO, IL 62298-1444 |
| Document Number | 0000439726 |
| Instrument Date | Oct 7, 2025 |
| Instrument | 439726 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 526 S MAIN ST, WATERLOO, IL 62298-1444 |
| Name | Verified Name |
|---|---|
| Address | 526 S MAIN ST, WATERLOO, IL 62298-1444 |
| Investor | Possibly a Property Investor |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,980.00 (+7.19%) Homeowner's exemption | $54,590 (+3.05%) Land $7,600 Building $46,990 | $163,770 (+3.05%) Land $22,800 Building $140,970 |
| 2024 | $2,780.00 Additional exemption filed | $52,974 (+14.41%) Land $7,372 Building $45,602 | $158,922 (+14.41%) Land $22,116 Building $136,806 |
| 2022 | Additional exemption filed | $46,300 Land $6,930 Building $39,370 | $138,900 Land $20,790 Building $118,110 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO serves 10,190 people · EPA ID IL1330300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Wisper ISP.
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