526 S Crest Rd, Chattanooga, TN 37404 Property Records

Hamilton County property record for 526 S Crest Rd, Chattanooga, TN 37404

Property Summary

Property Type	Single Family Home
Details	6.5 ba · 8,750 sqft · built 1925
Lot Size	4 acres (174,240 sqft)
Owner	Company Name on Record
Last Sale	$1,310,000 (Jun 2023)
Tax Bill	$5,848 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`168F B 013`

Property Details

APN / Parcel Number

Primary APN	`168F B 013`
Alternative APN	`0000109384`

Interior

Full Baths	6.5 Baths
Half Baths	3 Half Baths
Stories	2 Stories
Building Area	8,750 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1956
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Clay Tile
Lot Area	174,240 sqft (4 acres)
Lot Dimensions	625 ft deep x 290 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1,120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000109384
Street Address	526 S CREST RD
City	CHATTANOOGA
State	TN
Zip	37404-5917
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 PT LT 2 PB 9 PG 15 PT LT 3 PB 12 PG 21 SUNKIST HTS PT LTS 1-4 PB 3 PG 51 AMENDED ROOF ADD
Legal Subdivision	ROOFS ADDITION TO EAST LAKE
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1000
Census Tract	2400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of January 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	526 S CREST RD, CHATTANOOGA, TN 37404-5917
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Non-Conforming Investor Loan FIRST CITIZENS NATIONAL BANK
Aug 24, 2023	Deed of Trust, Mortgage · Line of Credit FIRST HORIZON BANK
Jul 24, 2023	Intrafamily Transfer, Transfer
Jun 30, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	May 16, 2016 · Amount on Record
Deed Document Number	2023168
Deed Book / Page	13333 / 489
Last Transfer Date	Jul 21, 2023
Transfer Doc	0000000080
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	526 S CREST RD, CHATTANOOGA, TN 37404-5917
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000131
Date	Mar 25, 2021
Book Page	12415/784
Instrument	2021032500131

Lender

Name	FIRST CITIZENS NATIONAL BANK
Type	Bank
Address	DYERSBURG, TN 38025

Agreement

Type	Non-Conforming Investor Loan
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	526 S CREST RD, CHATTANOOGA, TN 37404-5917
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 S CREST RD, CHATTANOOGA, TN 37404-5917

Mortgage

Document Number	0000000190
Date	Aug 24, 2023
Book Page	13381/865
Instrument	2023082400190

Lender

Name	FIRST HORIZON BANK
Type	Bank
Address	CHATTANOOGA, TN 37409

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Jul 24, 2023
Property Address	526 S CREST RD, CHATTANOOGA, TN 37404-5917
Document Number	0000000080
Book / Page	13352 / 67
Instrument Date	Jul 21, 2023
Instrument	2023072400080
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 MANUFACTURERS RD APT 607, 607, CHATTANOOGA, TN 37405-5012

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 30, 2023
Property Address	526 S CREST RD, CHATTANOOGA, TN 37404-5917
Document Number	0000000168
Book / Page	13333 / 489
Map Reference	MB 3 PG 51
Instrument Date	Jun 28, 2023
Instrument	2023063000168
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Tax	$4,847.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 S CREST RD, CHATTANOOGA, TN 37404-5917

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,848.00 (-10.74%)	$385,875 (+31.75%)	$1,543,500 (+31.75%) Land $379,100 Building $1,164,400
2024	$6,552.00	$292,875 (-)	$1,171,500 (-) Land $225,000 Building $946,500
2023	$6,552.00	$292,875 (-)	$1,171,500 (-) Land $225,000 Building $946,500
2022	$6,552.00	$292,875	$1,171,500 Land $225,000 Building $946,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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