526 River Rd, Rome, NY 13440 Property Records

Oneida County and Rome City property record for 526 River Rd, Rome, NY 13440

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,152 sqft · built 1942
Lot Size	0.18 acres (7,841 sqft)
Owner	Individual Name on Record
Last Sale	$95,400 (Sep 2020)
Tax Bill	$3,800 (2022)
Deeds & Mortgages	Dec 2023 Refinance Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`301301 243.009-3-32`

Property Details

APN / Parcel Number

Primary APN	`301301 243.009-3-32`
Alternative APNs	`130124300900030320000000` `301301 243.009-0003-032` `06295 01`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,152 sqft Living Area
1st Floor Area	768 sqft
Upper Floors Area	384 sqft
Game Room	Game Room

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Cape Cod
Exterior Material	Concrete
Lot Area	7,841 sqft (0.18 acres)
Lot Width	50 ft Width
Porch	Slab
Porch Area	68 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06295 01
Street Address	526 RIVER RD
City	ROME
State	NY
Zip	13440-5522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	HL 50X154
Legal Block	3
Legal Lot Number	32.000
Jurisdiction	ONEIDA NY
Township / Civil Division	ROME
Census Block Group	4
Census Block	4001
Census Tract	22500

Owner

Source: Oneida County and Rome City records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	526 RIVER RD, ROME, NY 13440-5522
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SECRETARY HOUSING URBAN DEVELOPMENT
Sep 16, 2020	Warranty Deed, Transfer · FHA Mortgage PARAGON HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2020 · Amount on Record
Deed Sale	Sep 16, 2020 · Amount on Record
Deed Document Number	202012066
Prior Transfer Date	Aug 9, 2011
Prior Transfer Doc	2011011294
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONEIDA NY
Property Address	526 RIVER RD, ROME, NY 13440-5522
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015712
Date	Dec 20, 2023
Instrument	2023-015712

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	313 Months
Due	Jan 1, 2050

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONEIDA NY
Recording Date	Sep 16, 2020
Property Address	526 RIVER RD, ROME, NY 13440-5522
Document Number	0000012066
Instrument Date	Sep 4, 2020
Instrument	2020-012066
Transaction Type	Transfer
Record Updated	Apr 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 RIVER RD, ROME, NY 13440-5522

Mortgage

Document Number	0000012067
Date	Sep 16, 2020
Instrument	2020-012067

Lender

Name	PARAGON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Oneida County and Rome City assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Oneida County
Municipality	Rome City
Unified School District	Rome City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$49,700 (-) Land $8,600 Building $41,100	$116,941 (+6.78%) Land $20,235 Building $96,706
2023		$49,700 (-) Land $8,600 Building $41,100	$109,520 (+17.92%) Land $18,951 Building $90,569
2022	$3,800.00	$49,700 Land $8,600 Building $41,100	$92,880 Land $16,072 Building $76,808

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROME CITY serves 31,795 people · EPA ID NY3202405
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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