526 Pine Ranch East Rd, Osprey, FL 34229 Property Records

Sarasota County property record for 526 Pine Ranch East Rd, Osprey, FL 34229

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,300 sqft · built 1997
Lot Size	0.231 acres (10,095 sqft)
Owner	Individual Name on File
Last Sale	$389,000 (Oct 2018)
Tax Bill	$3,037 (2025)
Deeds & Mortgages	May 2023 Line of Credit Dec 2021 Mortgage + 2 more
APN	`0140-09-0018`

Property Details

APN / Parcel Number

Primary APN	`0140-09-0018`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,300 sqft Living Area
1st Floor Area	2,300 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2002
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	10,095 sqft (0.231 acres)
Garage Type	Attached
Garage Area	462 sqft

Exterior Amenities

Pool Area	300 sqft
Porch	Open Porch
Porch Area	344 sqft
Patio Area	550 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	526 PINE RANCH EAST RD
City	OSPREY
State	FL
Zip	34229-8973
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF2
Legal Description	LOT 2207 BAY OAKS ESTATES UNIT 1
Legal Range	18E
Legal Township	38S
Legal Section	02
Legal Subdivision	BAY OAKS ESTATES UNIT 1
Legal Tract	2565
Legal Lot Number	2207
Legal Unit	1
Jurisdiction	SARASOTA FL
Township / Civil Division	OSPREY-LAUREL-NOKOMIS
Census Block Group	2
Census Block	2005
Census Tract	2101

Owner

526 Pine Ranch East Rd is owned and occupied by an individual who bought it in October 2018.

Source: Sarasota County records, as of January 12, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	526 PINE RANCH EAST RD, OSPREY, FL 34229-8973
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Dec 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Oct 31, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 8, 2018	Deed of Trust, Mortgage · Line of Credit NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2018 · Amount on File
Deed Sale	Oct 31, 2018 · Amount on File
Prior Sale	Jun 1, 2009
Deed Document Number	2018143584
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	526 PINE RANCH EAST RD, OSPREY, FL 34229-8973
Transaction Type	Mortgage
Record Updated	Jun 5, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 PINE RANCH EAST RD, OSPREY, FL 34229-8973

Mortgage

Document Number	0000083297
Date	May 23, 2023
Instrument	2023083297

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	526 PINE RANCH EAST RD, OSPREY, FL 34229-8973
Transaction Type	Mortgage
Record Updated	Aug 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 PINE RANCH EAST RD, OSPREY, FL 34229-8973

Mortgage

Document Number	0000224232
Date	Dec 15, 2021
Instrument	2021224232

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARASOTA FL
Recording Date	Oct 31, 2018
Property Address	526 PINE RANCH EAST RD, OSPREY, FL 34229-8973
Document Number	0000143584
Map Reference	MB36 PG47&47A-47G
Instrument Date	Oct 31, 2018
Instrument	2018143584
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,723.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2518 WOOD OAK DR, 2518, SARASOTA, FL 34232-6819

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8586 POTTER PARK DR # 134, 134, SARASOTA, FL 34238-5439

Mortgage

Document Number	0000143585
Date	Oct 31, 2018
Instrument	2018143585

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARASOTA FL
Property Address	526 PINE RANCH EAST RD, OSPREY, FL 34229-8973
Document Number	0000097976
Instrument Date	Jun 8, 2018
Transaction Type	Mortgage
Record Updated	Aug 1, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	526 PINE RANCH EAST RD OSPREY FL 342298973, OSPREY, FL 34229-8973

Mortgage

Document Number	0000097976
Date	Jul 23, 2018
Instrument	97976

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Jul 22, 2058

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 526 Pine Ranch East Rd was $3,037 with a homeowner's exemption.

Source: Sarasota County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sarasota County
Unified School District	Sarasota County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,037.00 Homeowner's exemption	$301,677	$450,600 Land $130,300 Building $320,300
2023	$3,488.00 (+3.66%) Homeowner's exemption	$284,636 (+3%)	$495,600 (+5.38%) Land $150,400 Building $345,200
2022	$3,365.00 Homeowner's exemption	$276,346	$470,300 Land $143,900 Building $326,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 526 Pine Ranch East Rd; there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Outside mapped area
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on File median of 155 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	155 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 526 Pine Ranch East Rd is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: Hotwire Communications, T-Mobile.

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