526 NW Zack Dr, Lake City, FL 32055 Property Records

Columbia County property record for 526 NW Zack Dr, Lake City, FL 32055 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2003
Square Footage	1,704 sqft Heated Area
Lot Size	21,780 sqft (0.5 acres)
Occupancy	Owner Occupied
Last Sale	$175,000 (2019)
Tax Bill	$2,605.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`28-3S-16-02372-435`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,704 sqft Heated Area
Gross Area	2,736 sqft Gross Area
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2003
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	21,780 sqft (0.5 acres)
Topography	Rolling Topography

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	526 NW ZACK DR
City	LAKE CITY
State	FL
Zip	32055-5046
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 135 EMERALD LAKES PHASE 4.
Legal Range	16E
Legal Township	03S
Legal Section	28
Legal Subdivision	EMERALD LAKES
Legal Phase	4
Legal Lot Number	135
Jurisdiction	COLUMBIA FL
Minor Civil Division	LAKE CITY
Census Blockgroup	2
Census Block	2016
Census Tract	110201

Owner

Source: Columbia County records · APN 28-3S-16-02372-435

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals Owners
Mailing Address	526 NW ZACK DR, LAKE CITY, FL 32055-5046
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Known Transactions	Last Sale Amount on Jan 30, 2019 Deed Sale Price on Jan 30, 2019 Prior Sale Amount on Nov 04, 2011
Deed Doc Number	201912002405
Deed Book / Page	1377 / 1175
Record Refreshed	Jun 08, 2026

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLUMBIA FL
Recording Date	Jan 30, 2019
Property Address	526 NW ZACK DR, LAKE CITY, FL 32055-5046
Document Number	0013771175
Book / Page	001377 / 001175
Instrument Date	Jan 29, 2019
Instrument	12002405
Transaction Type	Transfer
Record Updated	Mar 13, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,225.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	526 NW ZACK DR LAKE CITY FL 320555046, LAKE CITY, FL 32055-5046

Mortgage

Document Number	13771177
Date	Jan 30, 2019
Book Page	001377/001177
Instrument	12002406

Lender

Name	NATIONS LNDG
Address	INDEPENDENCE, OH 44131

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2049

Tax Assessment & Valuation

Source: Columbia County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Columbia County
Unified School District	Columbia County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$198,749 (+5.99%)	$278,335 (+14.82%) Land $35,000 Building $243,335
2024	$2,605.00 (+2.76%)
2023	$2,535.00 (+3.01%) Homeowner's exemption	$187,522 (+3%)	$242,411 (+10.9%) Land $28,000 Building $214,411
2022	$2,461.00 Homeowner's exemption	$182,060	$218,585 Land $22,000 Building $196,585