526 N Joy St, Oneida, IL 61467 Property Records

Knox County property record for 526 N Joy St, Oneida, IL 61467

Property Summary

Property Type	Single Family Home
Details	1,248 sqft · built 2008
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Last Sale	$45,000 (Oct 2017)
Tax Bill	$1,377 (2025)
Deeds & Mortgages	Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-36-127-009`

Property Details

APN / Parcel Number

Primary APN	`02-36-127-009`

Interior

Stories	1 Story
Building Area	1,248 sqft Base Area
1st Floor Area	1,248 sqft
Basement Area	1,248 sqft
Unfinished Basement	1,248 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	165 ft deep x 80 ft wide

Location & Zoning

Street Address	526 N JOY ST
City	ONEIDA
State	IL
Zip	61467-9645
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S80' OF LOTS 1 & 2 BLK 1 CITY OF ONEIDA
Legal Subdivision	CITY ONEIDA
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	KNOX IL
Township / Civil Division	ONTARIO
Census Block Group	4
Census Block	4018
Census Tract	100

Owner

Source: Knox County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	526 N JOY ST, ONEIDA, IL 61467-9645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2017 · Amount on Record
Deed Sale	Oct 16, 2017 · Amount on Record
Record Updated	Sep 20, 2026

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	KNOX IL
Recording Date	Oct 16, 2017
Property Address	526 N JOY ST, ONEIDA, IL 61467-9645
Document Number	0001044522
Instrument Date	Oct 16, 2017
Instrument	1044522
Transaction Type	Transfer
Record Updated	Jun 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 N JOY ST, ONEIDA, IL 61467-9645

Mortgage

Document Number	0001044524
Date	Oct 16, 2017
Instrument	1044524

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Knox County assessment roll, as of June 18, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Knox County
County Subdivision	Ontario Township
Municipality	Oneida City
Unified School District	ROWVA Community Unit School District 208 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,377.00 (+13.8%)	$23,060 (+14.27%) Land $2,320 Building $20,740	$69,180 (+14.27%) Land $6,960 Building $62,220
2022	$1,210.00	$20,180 Land $1,860 Building $18,320	$60,540 Land $5,580 Building $54,960

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONEIDA serves 644 people · EPA ID IL0950400
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Oneida Network Services Fiber	1,000 / 1,000
Nextlink Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20