526 N 5th St, Waco, TX 76701 Property Records

McLennan County property record for 526 N 5th St, Waco, TX 76701

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,754 sqft · built 1907
Lot Size	0.318 acres (13,852 sqft)
Owner	Company Name on Record
Tax Bill	$15,738 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-030800-000700-7`

Property Details

APN / Parcel Number

Primary APN	`48-030800-000700-7`
Alternative APNs	`4803080000070070111` `182742`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	3,754 sqft Living Area
1st Floor Area	1,862 sqft
2nd Floor Area	1,892 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1940
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	13,852 sqft (0.318 acres)
Lot Dimensions	182 ft deep x 76 ft wide
Driveway	Concrete Driveway
Driveway Area	644 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	910 sqft
Deck Area	308 sqft
Patio Area	88 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	526 N 5TH ST
City	WACO
State	TX
Zip	76701-1307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2007 TIF
Legal Description	MCCALL LOT 2D BLOCK E ACRES .318
Legal Subdivision	MCCALL
Legal Block	E
Legal Lot Number	2D
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2002
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Waco Downtown Historic District listed 2012 · 168 contributing resources · NRIS 11001094

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: McLennan County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	900 ELDER CIR, AUSTIN, TX 78733-3431
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 31, 2019	Vendor's Lien, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC
Apr 25, 2017	Warranty Deed, Transfer AFFILIATED BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2023
Deed Sale	Jun 14, 2023
Prior Sale	Oct 31, 2019 · Amount on Record
Deed Document Number	202317787
Prior Transfer Date	Oct 24, 2019
Prior Transfer Doc	0000036545
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	526 N 5TH ST, WACO, TX 76701-1307
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051506
Date	Dec 21, 2021
Instrument	2021051506

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

October 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Oct 31, 2019
Property Address	526 N 5TH ST, WACO, TX 76701-1307
Document Number	0000036545
Instrument Date	Oct 24, 2019
Instrument	2019036545
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 ELDER CIR, AUSTIN, TX 78733-3431

Mortgage

Document Number	0000036546
Date	Oct 31, 2019
Instrument	2019036546

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 25, 2017
Property Address	526 N 5TH ST, WACO, TX 76701-1307
Document Number	0000012830
Instrument Date	Apr 21, 2017
Instrument	12830
Transaction Type	Transfer
Record Updated	May 25, 2017
Title Company	FIRST TITLE COMPANY/WACO LLC, FIRST TITLE CO/WACO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	526 N 5TH ST WACO TX 767011307, WACO, TX 76701-1307

Mortgage

Document Number	12831
Date	Apr 25, 2017
Instrument	12831

Lender

Name	AFFILIATED BK
Type	Bank
Address	ARLINGTON, TX 76015

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2047

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$575,000 (-17.86%) Land $95,579 Building $479,421	$575,000 (-17.86%) Land $95,579 Building $479,421
2025	$15,738.00 (-0.33%)	$700,000 (+7.69%) Land $95,580 Building $604,420	$700,000 (+7.69%) Land $95,580 Building $604,420
2024	$15,790.00 (+8.36%)
2023		$650,000 Land $44,330 Building $605,670	$650,000 Land $44,330 Building $605,670
2022	$14,572.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1989–2012)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Central Link Broadband Fixed Wireless	100 / 20

May also be available: AT&T, T-Mobile, Verizon.

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