526 Mountain View Rd, El Cajon, CA 92021 Property Records

San Diego County property record for 526 Mountain View Rd, El Cajon, CA 92021

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,762 sqft · built 1975
Lot Size	1.36 acres (59,242 sqft)
Owner	Company Name on Record
Last Sale	$295,000 (Nov 2000)
Tax Bill	$5,699 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`401-090-67-00`

Property Details

APN / Parcel Number

Primary APN	`401-090-67-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,762 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	59,242 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	526 MOUNTAIN VIEW RD
City	EL CAJON
State	CA
Zip	92021-3850
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 3 TR PM02332
Legal Subdivision	EL CAJON
Legal Tract	2332
Legal Block	4
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	4
Census Block	4005
Census Tract	15501

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	526 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3850
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit KEYPOINT CREDIT UNION
Mar 10, 2022	Deed of Trust, Mortgage · Line of Credit MY POINT CU SD
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN EMPIRE MORTGAGE INC
Oct 13, 2017	Deed of Trust, Mortgage · Line of Credit POINT LOMA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2000 · Amount on Record
Deed Sale	Nov 9, 2000 · Amount on Record
Deed Document Number	2000611968
Last Transfer Date	Dec 26, 2006
Transfer Doc	0000002631
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 13, 2026
Property Address	526 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3850
Document Number	0000101029
Instrument Date	Apr 7, 2026
Instrument	2026101029
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	526 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3850

Mortgage

Document Number	0000101029,
Date	Apr 13, 2026
Instrument	2026101029

Lender

Name	KEYPOINT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 13, 2051

Interest

Rate	6.11%
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	526 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3850
Transaction Type	Mortgage
Record Updated	Mar 22, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3850

Mortgage

Document Number	0000107285
Date	Mar 10, 2022
Instrument	2022-0107285

Lender

Name	MY POINT CU SD
Type	Credit Union
Address	SAN DIEGO, CA 92123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 9, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly
Min Rate At Change	4%
Max Rate At Change	10%
Index	1-Year CMT
Max Rate	10%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	526 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3850
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	CALIFORNIA BEST TITLE CO, CALIFORNIA BEST TTL COMPNAY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3850

Mortgage

Document Number	0000562349
Date	Aug 6, 2021
Instrument	2021-0562349

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company
Address	BAKERSFIELD, CA 93309

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	526 MOUNTAIN VIEW RD, EL CAJON, CA 92021-3850
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000475918
Date	Oct 13, 2017
Instrument	2017-0475918

Lender

Name	POINT LOMA CU
Type	Credit Union
Address	SAN DIEGO, CA 92123

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 7, 2042

Interest

Rate Type	Adjustable Rate
Rate	4%
Change Frequency	Monthly
Index	Prime Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$453,382 (+2%) Land $155,048 Building $298,334
2025	$5,699.00 (-0.28%) Homeowner's exemption	$444,493 (+4.04%) Land $152,008 Building $292,485
2024	$5,715.00 (+2.73%)
2023	$5,563.00 (+1.77%) Homeowner's exemption	$427,234 Land $146,106 Building $281,128
2022	$5,466.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 74% of California
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PADRE DAM MWD serves 93,980 people · EPA ID CA3710037
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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