526 Morningside Dr, Midland, MI 48640 Property Records

Midland County property record for 526 Morningside Dr, Midland, MI 48640

Property Summary

Property Type	Condominium
Details	1 bd · 3 ba · 1,226 sqft · built 1990
Lot Size	0.035 acres (1,554 sqft)
Owner	Individual Name on File
Last Sale	$199,000 (Jun 2026)
Tax Bill	$3,555 (2024)
Deeds & Mortgages	Jun 2026 Sale May 2026 Transfer + 4 more
Flood Zone	Zone AE (high risk)
APN	`14-04-40-346`

Property Details

APN / Parcel Number

Primary APN	`14-04-40-346`

Interior

Bedrooms	1 Bed
Full Baths	3 Baths
Building Area	1,226 sqft Living Area
1st Floor Area	1,226 sqft
Basement Area	1,226 sqft
Unfinished Basement	1,226 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Condo/Apartment
Lot Area	1,554 sqft (0.035 acres)
Garage Area	289 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	526 MORNINGSIDE DR
City	MIDLAND
State	MI
Zip	48640-2874
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RA-4
Legal Description	UNIT 526 MORNINGSIDE CONDO L610 P798, L615 P293 AS AMENDED L627 P854-865, L648 P529-544
Legal Subdivision	MIDLAND COUNTY CONDO UNIT NO 526
Legal Unit	526
Jurisdiction	MIDLAND MI
Township / Civil Division	MIDLAND
Census Block Group	2
Census Block	2009
Census Tract	290901

Owner

526 Morningside Dr, a condominium, is owned and occupied by an individual who bought it in June 2026.

Source: Midland County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	664 SCHEURMANN ST, ESSEXVILLE, MI 48732-1281
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer MIDLAND TITLE AGENCY
May 18, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Jul 19, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED BAY COMMUNITY CU
Dec 10, 2020	Warranty Deed, Transfer · Conventional Mortgage DOW CHEMICAL EMPLOYEES CU
Nov 26, 2019	Warranty Deed, Transfer CISLO TITLE
Sep 20, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2026 · Amount on File
Deed Sale	Jun 30, 2026 · Amount on File
Prior Sale	Jul 19, 2022 · Amount on File
Deed Document Number	20266339
Prior Transfer Date	May 14, 2026
Prior Transfer Doc	0000004855
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jun 30, 2026
Property Address	526 MORNINGSIDE DR, MIDLAND, MI 48640-2874
Document Number	0000006339
Instrument Date	Jun 29, 2026
Instrument	20266339
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	MIDLAND TITLE AGENCY

Transaction

Amount	Amount on Record
Tax	$150,742.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDLAND MI
Recording Date	May 18, 2026
Property Address	526 MORNINGSIDE DR, MIDLAND, MI 48640-2874
Document Number	0000004855
Book / Page	2026 / 4855
Instrument Date	May 14, 2026
Instrument	20264855
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5009 FOSTER RD, MIDLAND, MI 48642-3296

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Jul 19, 2022
Property Address	526 MORNINGSIDE DR, MIDLAND, MI 48640-2874
Document Number	001658/887
Book / Page	1658 / 887
Map Reference	LB 610 PG 798
Instrument Date	Jul 11, 2022
Transaction Type	Transfer
Record Updated	Aug 4, 2022
Title Company	DIVERSIFIED NATIONAL TITLE AGENCY, DIVERSIFIED NATL TTL AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	526 MORNINGSIDE DR, 526, MIDLAND, MI 48640-2874

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 MORNINGSIDE DR, MIDLAND, MI 48640-2874

Mortgage

Document Number	0001658888
Date	Jul 19, 2022
Instrument	1658/888

Lender

Name	UNITED BAY COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Dec 10, 2020
Property Address	526 MORNINGSIDE DR, MIDLAND, MI 48640-2874
Document Number	1640/576
Book / Page	1640 / 576
Map Reference	LB 610 PG 798
Instrument Date	Dec 4, 2020
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	526 MORNINGSIDE DR, 526, MIDLAND, MI 48640-2874

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 MORNINGSIDE DR, MIDLAND, MI 48640-2874

Mortgage

Document Number	1640577
Date	Dec 10, 2020
Instrument	1640/577

Lender

Name	DOW CHEMICAL EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 4, 2035

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDLAND MI
Recording Date	Nov 26, 2019
Property Address	526 MORNINGSIDE DR, MIDLAND, MI 48640-2874
Document Number	01629/00508
Book / Page	01629 / 00508
Instrument Date	Nov 21, 2019
Instrument	01629-00508
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	CISLO TITLE

Transaction

Amount	Amount on Record
Tax	$860.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	525 WATER ST, 525, PORT HURON, MI 48060-5434

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	714 W SAINT ANDREWS RD, MIDLAND, MI 48640-3354

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDLAND MI
Recording Date	Sep 20, 2019
Property Address	526 MORNINGSIDE DR, MIDLAND, MI 48640-2874
Document Number	01627/00898
Book / Page	01627 / 00898
Instrument Date	Aug 19, 2019
Instrument	01627-00898
Transaction Type	Transfer
Record Updated	May 18, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	333 E MAIN ST, MIDLAND, MI 48640-6511

Tax Assessment & Valuation

Source: Midland County assessment roll, as of July 29, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
Municipality	Midland City
Unified School District	Midland Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$93,600	$187,200
2024	$3,555.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 526 Morningside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2017)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2017 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 526 Morningside Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MIDLAND serves 42,547 people · EPA ID MI0004370
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 366 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Omni Fiber, Ripple Fiber, T-Mobile.

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