526 Montrachet Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 526 Montrachet Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,564 sqft · built 2017
Lot Size	0.319 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$430,289 (May 2017)
Tax Bill	$7,954 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Nov 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T171600103`

Property Details

APN / Parcel Number

Primary APN	`T171600103`
Alternative APN	`2-113A-C410-00-023D.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,564 sqft Living Area
Basement Area	2,516 sqft

Exterior

Year Built	Built 2017
Architectural Style	Ranch
Exterior Material	Stone
Lot Area	13,939 sqft (0.319 acres)
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	T171600103
Street Address	526 MONTRACHET DR
City	O FALLON
State	MO
Zip	63368-7749
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VLGS AT MONTRACHET #2 LOT 23D
Legal Range	03E
Legal Township	46N
Legal Subdivision	VLGS AT MONTRACHET #2
Legal Lot Number	23D
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1022
Census Tract	311154

Owner

526 Montrachet Dr is owned and occupied by two individuals who bought it in May 2017.

Source: St. Charles County records, as of March 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	526 MONTRACHET DR, O FALLON, MO 63368-7749
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2020	Deed of Trust, Mortgage MORTGAGE SOLUTIONS
Nov 19, 2018	Deed of Trust, Mortgage CENTRAL BK/ST LOUIS
May 24, 2017	Warranty Deed, Subdivision Related Transfer CENTRAL BK/ST LOUIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2017 · Amount on File
Deed Sale	May 24, 2017 · Amount on File
Deed Document Number	0067481491
Deed Book / Page	6748 / 1491
Record Updated	Jun 8, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	526 MONTRACHET DR, O FALLON, MO 63368-7749
Document Number	0073331265
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	526 MONTRACHET DR O FALLON MO 633687749, O FALLON, MO 63368-7749

Mortgage

Document Number	0073331265
Date	Jun 30, 2020
Book Page	007333/001265
Instrument	450660

Lender

Name	MORTGAGE SOLUTIONS
Type	Mortgage Company
Address	BRIDGETON, MO 63044

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 29, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	526 MONTRACHET DR, O FALLON, MO 63368-7749
Document Number	0070072377
Instrument Date	Nov 19, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	526 MONTRACHET DR O FALLON MO 633687749, O FALLON, MO 63368-7749

Mortgage

Document Number	0070072377
Date	Nov 29, 2018
Book Page	007007/002377
Instrument	667680

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105-1809

Agreement

Amount	Amount on Record
Term	120 Months
Due	Nov 28, 2028

May 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 24, 2017
Property Address	526 MONTRACHET DR, O FALLON, MO 63368-7749
Document Number	0067481491
Book / Page	006748 / 001491
Instrument Date	May 24, 2017
Instrument	318610
Transaction Type	Subdivision Related Transfer
Record Updated	May 7, 2018
Title Company	ARCHWAY TITLE AGENCY, ARCHWAY TITLE AGCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	526 MONTRACHET DR O FALLON MO 633687749, O FALLON, MO 63368-7749

Mortgage

Document Number	67481493
Date	May 24, 2017
Book Page	006748/001493
Instrument	318620

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105-1809

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 526 Montrachet Dr was $7,954.

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,954.00	$124,465	$655,081
2023		$114,722
2022			$603,801 Building $603,801

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 526 Montrachet Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 526 Montrachet Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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