526 Monroe Ave, Grand Haven, MI 49417 Property Records

Ottawa County property record for 526 Monroe Ave, Grand Haven, MI 49417

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,342 sqft · built 1865
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$430,000 (May 2025)
Tax Bill	$1,614 (2025)
Deeds & Mortgages	Feb 2026 Transfer Jul 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-21-158-006`

Property Details

APN / Parcel Number

Primary APN	`70-03-21-158-006`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,342 sqft Living Area
1st Floor Area	1,026 sqft

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	526 MONROE AVE
City	GRAND HAVEN
State	MI
Zip	49417-1063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 6 BOLTWOODS ADD
Legal Range	16W
Legal Township	8N
Legal Section	21
Legal Subdivision	BOLTWOODS ADD
Legal Block	6
Legal Lot Number	5
Jurisdiction	OTTAWA MI
Township / Civil Division	GRAND HAVEN
Census Block Group	5
Census Block	5037
Census Tract	20900

Owner

526 Monroe Ave is owned and occupied by two individuals who acquired it in February 2026.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	526 MONROE AVE, GRAND HAVEN, MI 49417-1063
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Intrafamily Transfer, Transfer
Jul 31, 2023	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Feb 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Nov 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2025 · Amount on File
Deed Sale	May 29, 2025 · Amount on File
Deed Document Number	202513731
Last Transfer Date	Feb 26, 2026
Transfer Doc	20260005304
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OTTAWA MI
Recording Date	Feb 26, 2026
Property Address	526 MONROE AVE, GRAND HAVEN, MI 49417-1063
Document Number	20260005304
Map Reference	LB 1 PG 68
Instrument Date	Feb 26, 2026
Instrument	2026-0005304
Transaction Type	Transfer
Record Updated	Mar 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	526 MONROE AVE, GRAND HAVEN, MI 49417-1063

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 MONROE AVE, GRAND HAVEN, MI 49417-1063

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	526 MONROE AVE, GRAND HAVEN, MI 49417-1063
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 MONROE AVE, GRAND HAVEN, MI 49417-1063

Mortgage

Document Number	20230018731
Date	Jul 31, 2023
Instrument	2023-0018731

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	526 MONROE AVE, GRAND HAVEN, MI 49417-1063
Transaction Type	Mortgage
Record Updated	Feb 24, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 MONROE AVE, GRAND HAVEN, MI 49417-1063

Mortgage

Document Number	20220005380
Date	Feb 9, 2022
Instrument	2022-0005380

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	526 MONROE AVE, GRAND HAVEN, MI 49417-1063
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190040688
Date	Nov 4, 2019
Instrument	2019-0040688

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 526 Monroe Ave was $1,614 with a homeowner's exemption, up 5.4% from the year before.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Grand Haven City
Unified School District	Grand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$174,600 (+6.92%)	$349,200 (+6.92%)
2025	$1,614.00 (+5.42%) Homeowner's exemption	$163,300	$326,600
2024	$1,531.00
2023		$140,700	$281,400
2022	$1,505.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 526 Monroe Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 units insured incl. 7 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 526 Monroe Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND HAVEN serves 10,412 people · EPA ID MI0002750
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Surf Internet, Verizon.

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