526 Main St S, Sauk Centre, MN 56378 Property Records

Stearns County property record for 526 Main St S, Sauk Centre, MN 56378

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,370 sqft · built 1900
Lot Size	0.242 acres (10,560 sqft)
Owner	Individual Name on File
Last Sale	$130,000 (Feb 2018)
Tax Bill	$3,318 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Feb 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`94-58772-0000`

Property Details

APN / Parcel Number

Primary APN	`94-58772-0000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,370 sqft Living Area
Gross Area	2,268 sqft
1st Floor Area	1,017 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1958
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,560 sqft (0.242 acres)
Lot Dimensions	160 ft deep x 66 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	526 MAIN ST S
City	SAUK CENTRE
State	MN
Zip	56378-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 005 BLK 003 ROBBIN'S & MENDENHALL'S SECTION 16 TOWNSHIP 126 RANGE 034 SECTION 16 TOWNSHIP 126 RANGE 034
Legal Range	34W
Legal Township	126
Legal Section	16
Legal Subdivision	ROBBINS MENDENHALLS
Legal Block	3
Legal Lot Number	5
Jurisdiction	STEARNS MN
Township / Civil Division	SAUK CENTRE
Census Block Group	6
Census Block	6008
Census Tract	11500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Original Main Street Historic District listed 1994 · 90 contributing resources · NRIS 94000758

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

526 Main St S is owned and occupied by an individual who bought it in February 2018.

Source: Stearns County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	526 MAIN ST S, SAUK CENTRE, MN 56378-1511
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 5, 2018	Warranty Deed, Transfer
Feb 5, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2018 · Amount on File
Deed Sale	Feb 5, 2018 · Amount on File
Prior Sale	Jan 1, 1979
Deed Document Number	20181514229
Prior Transfer Date	Jan 17, 2018
Prior Transfer Doc	00A1514228
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEARNS MN
Recording Date	Aug 17, 2026
Property Address	526 MAIN ST S, SAUK CENTRE, MN 56378-1511
Document Number	0001719186
Instrument Date	Aug 10, 2026
Instrument	20261719186
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 MAIN ST S, SAUK CENTRE, MN 56378-1511

Mortgage

Document Number	0001719186,
Date	Aug 17, 2026
Instrument	20261719186

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 5, 2018
Property Address	526 MAIN ST S, SAUK CENTRE, MN 56378-1511
Document Number	00A1514229
Instrument Date	Jan 31, 2018
Instrument	A1514229
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 MAIN ST S, SAUK CENTRE, MN 56378-1511

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 5, 2018
Property Address	526 MAIN ST S, SAUK CENTRE, MN 56378-1511
Document Number	00A1514228
Instrument Date	Jan 17, 2018
Instrument	A1514228
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 526 Main St S was $3,318.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	Sauk Centre City
Unified School District	Sauk Centre Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,318.00	$232,500 (-8.1%) Land $25,000 Building $207,500	$232,500 (-8.1%) Land $25,000 Building $207,500
2025		$253,000 Land $23,800 Building $229,200	$253,000 Land $23,800 Building $229,200
2023	$2,796.00	$217,600 Land $22,600 Building $195,000	$217,600 Land $22,600 Building $195,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 526 Main St S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 526 Main St S has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sauk Centre serves 4,657 people · EPA ID MN1730037
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.4 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Arvig Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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