Oswego County and Schroeppel Town property record for 526 Main St, Phoenix, NY 13135
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,564 sqft · built 1851 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $117,000 (Nov 2020) |
| Tax Bill | $4,116 (2026) |
| Deeds & Mortgages | Jul 2026 Line of Credit Nov 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 355401 303.16-05-10 |
| Primary APN | 355401 303.16-05-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,564 sqft Living Area |
| 1st Floor Area | 1,282 sqft |
| 2nd Floor Area | 1,282 sqft |
| Year Built | Built 1851 |
|---|---|
| Effective Year Built | Effective 1851 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 140 sqft |
| Porch | Slab |
| Porch Area | 128 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 526 MAIN ST |
|---|---|
| City | PHOENIX |
| State | NY |
| Zip | 13135-2056 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM |
| Legal Description | LOT 12 BLOCK 37 126-002-000 |
| Legal Subdivision | SUB LOT #12 OF THE VILLAGE LOTS #2-4 |
| Legal Block | 5 |
| Legal Lot Number | 10.000 |
| Jurisdiction | OSWEGO NY |
| Township / Civil Division | SCHROEPPEL |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 20901 |
Source: Oswego County and Schroeppel Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 526 MAIN ST, PHOENIX, NY 13135-2056 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · Line of Credit EMPOWER FEDERAL CREDIT UNION |
| Nov 20, 2023 | Deed of Trust, Mortgage EMPOWER FCU |
| Nov 12, 2020 | Warranty Deed, Transfer · FHA Mortgage PRIMELENDING |
| Jul 30, 2020 | Grant Deed, Transfer · FHA Mortgage PLAZA HM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2020 · Amount on Record |
| Deed Sale | Nov 12, 2020 · Amount on Record |
| Prior Sale | Aug 18, 2006 · Amount on Record |
| Deed Document Number | 202010941 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jul 28, 2026 |
| Property Address | 526 MAIN ST, PHOENIX, NY 13135-2056 |
| Document Number | 0000006621 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 20266621 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000006621, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 20266621 |
| Name | EMPOWER FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Change Frequency | Monthly |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSWEGO NY |
| Property Address | 526 MAIN ST, PHOENIX, NY 13135-2056 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2023 |
| Name | Verified Name |
|---|---|
| Address | 526 MAIN ST, PHOENIX, NY 13135-2056 |
| Document Number | 0000000810 |
|---|---|
| Date | Nov 20, 2023 |
| Instrument | R-2023-010810 |
| Name | EMPOWER FCU |
|---|---|
| Type | Credit Union |
| Address | SYRACUSE, NY 13212 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Nov 17, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Nov 12, 2020 |
| Property Address | 526 MAIN ST, PHOENIX, NY 13135-2056 |
| Document Number | 0000000941 |
| Instrument Date | Nov 5, 2020 |
| Instrument | R-2020-010941 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | CNY ABSTRACT & TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $468.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 526 MAIN ST, 526, PHOENIX, NY 13135-2056 |
| Name | Verified Name |
|---|---|
| Address | 485 WOODBINE AVE, SYRACUSE, NY 13206-3327 |
| Document Number | 0000000942 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | R-2020-010942 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSWEGO NY |
| Recording Date | Jul 30, 2020 |
| Property Address | 526 MAIN ST, PHOENIX, NY 13135-2056 |
| Document Number | 0000006186 |
| Instrument Date | Jun 21, 2020 |
| Instrument | 6186 |
| Transaction Type | Transfer |
| Record Updated | Sep 4, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $5.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 526 MAIN ST PHOENIX NY 131352056, PHOENIX, NY 13135-2056 |
| Document Number | 6187 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 6187 |
| Name | PLAZA HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | IDAHO FALLS, ID 83402 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 29, 2050 |
Source: Oswego County and Schroeppel Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oswego County |
| County Subdivision | Schroeppel Town |
| Municipality | Phoenix Village |
| Unified School District | Phoenix Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,116.00 (+3.34%) | ||
| 2025 | $3,983.00 | $80,000 (-) Land $10,500 Building $69,500 | $177,778 (+22.22%) Land $23,333 Building $154,445 |
| 2023 | $80,000 Land $10,500 Building $69,500 | $145,455 Land $19,091 Building $126,364 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PHOENIX VILLAGE public/private · serves 2,138 people · EPA ID NY3704363 |
|---|---|
| Water Source | Purchased surface water from OCWA |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | Failure to filter resolved · Jan 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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