526 Main St, Paris, KY 40361 Property Records

Bourbon County property record for 526 Main St, Paris, KY 40361

Property Summary

Property Type	Commercial
Details	24,754 sqft
Owner	Company Name on Record
Last Sale	$575,000 (Dec 2023)
Tax Bill	$1,920 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Mar 2026 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`026-70-40-001.00`

Property Details

APN / Parcel Number

Primary APN	`026-70-40-001.00`

Interior

Stories	3 Stories
Building Area	24,754 sqft Total Area

Exterior

Exterior Material	Brick Veneer
Foundation Type	Stone
Parking Spaces	20 Parking Spaces

Utilities, Heating & Cooling

Heating System	Gas

Location & Zoning

Street Address	526 MAIN ST
City	PARIS
State	KY
Zip	40361-1815
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	B & L - 526-528-530 MAIN ST APARTMENT ABOVE SMALLER BUILDING
Jurisdiction	BOURBON KY
Township / Civil Division	PARIS
Census Block Group	3
Census Block	3013
Census Tract	30101

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Paris Historic District listed 1989 · 237 contributing resources · NRIS 89002123

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Bourbon County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1416 RUFER AVE, LOUISVILLE, KY 40204-1632
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Commercial Mortgage HOME SAVINGS AND LOAN CO OF KENTON OH
Mar 27, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HINTON GROUP LLC
Aug 13, 2024	Deed of Trust, Mortgage · Construction Mortgage OHIO STATE BANK
Jan 17, 2025	Deed of Trust, Mortgage · Construction Mortgage OHIO STATE BANK
Dec 22, 2023	Deed, Transfer · Stand-Alone First Mortgage LINVILLE ENTERPRISES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2023 · Amount on Record
Deed Sale	Dec 22, 2023 · Amount on Record
Deed Document Number	802996
Deed Book / Page	327 / 695
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURBON KY
Property Address	526 MAIN ST, PARIS, KY 40361-1815
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 MAIN ST, PARIS, KY 40361-1855

Mortgage

Document Number	000765/243
Date	Mar 27, 2026
Book Page	765/243
Instrument	1009676

Lender

Name	HOME SAVINGS AND LOAN CO OF KENTON OH
Type	Bank
Address	KENTON, OH 43326

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	64 Months
Due	Jul 3, 2031

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURBON KY
Property Address	526 MAIN ST, PARIS, KY 40361-1815
Transaction Type	Mortgage
Record Updated	Apr 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000765/237
Date	Mar 27, 2026
Book Page	765/237
Instrument	1009675

Lender

Name	HINTON GROUP LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	64 Months
Due	Jul 3, 2031

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURBON KY
Property Address	526 MAIN ST, PARIS, KY 40361-1815
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 MAIN ST, PARIS, KY 40361-1814

Mortgage

Document Number	00M737/414
Date	Aug 13, 2024
Book Page	M737/414
Instrument	992901

Lender

Name	OHIO STATE BANK
Type	Bank
Address	KENTON, OH 43326

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Feb 9, 2025

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOURBON KY
Property Address	526 MAIN ST, PARIS, KY 40361-1815
Transaction Type	Mortgage
Record Updated	Dec 18, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 MAIN ST, PARIS, KY 40361-1855

Mortgage

Document Number	000744/327
Date	Jan 17, 2025
Book Page	744/327
Instrument	996742

Lender

Name	OHIO STATE BANK
Type	Bank
Address	KENTON, OH 43326

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	78 Months
Due	Jul 3, 2031

December 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BOURBON KY
Recording Date	Dec 22, 2023
Property Address	526 MAIN ST, PARIS, KY 40361-1815
Document Number	000327/695
Book / Page	327 / 695
Instrument Date	Dec 22, 2023
Instrument	802996
Transaction Type	Transfer
Record Updated	Dec 18, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$575.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	701 GEORGETOWN RD, PARIS, KY 40361-2604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1416 RUFER AVE, LOUISVILLE, KY 40204-1632

Mortgage

Document Number	0000802997
Date	Dec 22, 2023
Instrument	802997

Lender

Name	LINVILLE ENTERPRISES LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	263 Months
Due	Nov 22, 2045

Tax Assessment & Valuation

Source: Bourbon County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bourbon County
Municipality	Paris City
Unified School District	Paris Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,920.00 (+231.03%)	$575,000 (+247.43%) Land $25,000 Building $550,000	$575,000 (+247.43%) Land $25,000 Building $550,000
2023	$580.00	$165,500 Land $15,000 Building $150,500	$165,500 Land $15,000 Building $150,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	3 (1997–2015)
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PARIS WATER WORKS serves 14,139 people · EPA ID KY0090343
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2025 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures