526 Main St N, Saint Michael, MN 55376 Property Records

Wright County property record for 526 Main St N, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,114 sqft · built 1895
Lot Size	0.229 acres (9,998 sqft)
Owner	Individual Name on File
Last Sale	$275,000 (Sep 2022)
Tax Bill	$2,924 (2026)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114-037-001020`

Property Details

APN / Parcel Number

Primary APN	`114-037-001020`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,114 sqft Living Area
1st Floor Area	806 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1980
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	9,998 sqft (0.229 acres)
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	60 sqft
Deck Area	Deck Area
Storage Building	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	526 MAIN ST N
City	SAINT MICHAEL
State	MN
Zip	55376-9550
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-12 TWP-120 RANGE-024 TERRACE HILLS LOT-002 BLOCK-001
Legal Range	024
Legal Township	120
Legal Section	12
Legal Subdivision	TERRACE HILLS
Legal Block	1
Legal Lot Number	2
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	3
Census Block	3004
Census Tract	100805

Owner

526 Main St N is owned and occupied by an individual who bought it in September 2022.

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	526 MAIN ST N, SAINT MICHAEL, MN 55376-9550
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2022	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Nov 13, 2019	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Sep 14, 2017	Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2022 · Amount on File
Deed Sale	Sep 29, 2022 · Amount on File
Prior Sale	Nov 13, 2019 · Amount on File
Deed Document Number	20221473503
Record Updated	Oct 29, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Oct 3, 2022
Property Address	526 MAIN ST N, SAINT MICHAEL, MN 55376-9550
Document Number	00A1518085
Instrument Date	Sep 29, 2022
Instrument	A1518085
Transaction Type	Transfer
Record Updated	Nov 4, 2022
Title Company	CONCIERGE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$907.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 MAIN ST N, SAINT MICHAEL, MN 55376-9550

Mortgage

Document Number	00A1518086
Date	Oct 3, 2022
Instrument	A1518086

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2052

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Nov 13, 2019
Property Address	526 MAIN ST N, SAINT MICHAEL, MN 55376-9550
Document Number	0001410852
Instrument Date	Oct 10, 2019
Instrument	1410852
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	ALL AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$666.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	526 MAIN ST N, SAINT MICHAEL, MN 55376-9550

Mortgage

Document Number	0001410853
Date	Nov 13, 2019
Instrument	1410853

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	526 MAIN ST N, SAINT MICHAEL, MN 55376-9550
Document Number	0001354053
Instrument Date	Sep 14, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	TITLE SPECIALIST

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	526 MAIN ST N ST MICHAEL MN 553769550, ST MICHAEL, MN 55376-9550

Mortgage

Document Number	0001354053
Date	Sep 25, 2017
Instrument	1354053

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2047

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,924.00 (+7.66%)	$270,300 (+1.39%) Land $105,000 Building $165,300	$270,300 (+1.39%) Land $105,000 Building $165,300
2025		$266,600 (+3.9%) Land $107,000 Building $159,600	$266,600 (+3.9%) Land $107,000 Building $159,600
2023	$2,716.00 (+16.27%)	$256,600 Land $105,900 Building $150,700	$256,600 Land $105,900 Building $150,700
2022	$2,336.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 526 Main St N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 526 Main St N is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.4% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

Nearby Properties on Main St N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures