526 Laurel Dr, Niles, MI 49120 Property Records

Berrien County property record for 526 Laurel Dr, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	2 ba · 3,252 sqft · built 1966
Lot Size	0.947 acres (41,251 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Aug 2017)
Tax Bill	$4,090 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-7100-0011-00-6`

Property Details

APN / Parcel Number

Primary APN	`74-7100-0011-00-6`
Alternative APN	`11-74-7100-0011-00-6`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	3,252 sqft Living Area
1st Floor Area	1,780 sqft
Basement Area	1,472 sqft
Unfinished Basement	1,472 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	41,251 sqft (0.947 acres)
Lot Dimensions	310 ft deep x 133 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	526 LAUREL DR
City	NILES
State	MI
Zip	49120-2914
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	PT OF LOT 11 SEVEN PINES COM AT NW COR LOT 11 TH N77DEG37'E 133.7'TH SELY ON A 60'RAD CUR 66.5'A CH DIST OF S45DEG13'E 63.2'TH S13DEG02'W 77.13'TH S0DEG47'W 161.18'TO SLY LN OF LOT 11 TH S58DEG W 96.91'TH S48 DEG08'W 41'TO SW COR LOT 11 TH N07DEG29'W
Legal Subdivision	SEVEN PINES
Legal Lot Number	11
Jurisdiction	BERRIEN MI
Township / Civil Division	NILES
Census Block Group	4
Census Block	4009
Census Tract	20600

Owner

526 Laurel Dr is owned and occupied by an individual who bought it in August 2017.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	526 LAUREL DR, NILES, MI 49120-2914
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK
Aug 14, 2020	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Aug 17, 2017	Warranty Deed, Transfer · VA Mortgage JG WENTWORTH HOME LENDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2017 · Amount on File
Deed Sale	Aug 17, 2017 · Amount on File
Prior Sale	Dec 30, 2015 · Amount on File
Deed Book / Page	3180 / 2584
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	Aug 11, 2026
Property Address	526 LAUREL DR, NILES, MI 49120-2914
Document Number	0000467927
Book / Page	3484 / 3722
Instrument Date	Jul 22, 2026
Instrument	2026467927
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 LAUREL DR, NILES, MI 49120-2914

Mortgage

Document Number	0000467927,
Date	Aug 11, 2026
Book Page	3484/3722
Instrument	2026467927

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	526 LAUREL DR, NILES, MI 49120-2914
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03286/1355
Date	Aug 14, 2020
Book Page	3286/1355

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 17, 2017
Property Address	526 LAUREL DR, NILES, MI 49120-2914
Document Number	03180/2584
Book / Page	3180 / 2584
Map Reference	VOL17 PG40
Instrument Date	Apr 24, 2017
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,053.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	526 LAUREL DR, NILES, MI 49120-2914

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 LAUREL DR, NILES, MI 49120-2914

Mortgage

Document Number	03180/2588
Date	Aug 17, 2017
Book Page	3180/2588

Lender

Name	JG WENTWORTH HOME LENDING INC
Type	Lending Institution
Address	WOODBRIDGE, VA 22192

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 526 Laurel Dr was $4,090 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Niles City
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,800	$369,600
2025	$4,090.00
2023		$127,100	$254,200
2022	$3,674.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 526 Laurel Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1981)
Most Recent Claim	May 1981 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 526 Laurel Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NILES TOWNSHIP serves 2,270 people · EPA ID MI0004750
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Midwest Energy & Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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