526 Lake Trail Dr, Enid, OK 73701 Property Records

Garfield County property record for 526 Lake Trail Dr, Enid, OK 73701

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,540 sqft · built 2008
Lot Size	0.953 acres (41,538 sqft)
Owner	Individual Name on File
Last Sale	$384,000 (Mar 2017)
Tax Bill	$6,545 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`77321`

Property Details

APN / Parcel Number

Primary APN	`77321`
Alternative APN	`9223-00-001-002-0-005-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,540 sqft Living Area
1st Floor Area	2,041 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2015
Architectural Style	Traditional
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	41,538 sqft (0.953 acres)
Garage Type	Attached
Garage Area	576 sqft
Driveway	Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	105 sqft
Patio Area	171 sqft
Balcony Area	105 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	77321
Street Address	526 LAKE TRAIL DR
City	ENID
State	OK
Zip	73701-6852
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 1 SD-R18 SPRING VALLEY SKI RANCH SW/4 8-23-6 ET AL- KORY N MORAN RAMIREZ
Legal Range	06W
Legal Township	23N
Legal Section	08
Legal Subdivision	SPRING VALLEY SKI RN
Legal Block	1
Legal Lot Number	2
Jurisdiction	GARFIELD OK
Township / Civil Division	NORTH GARFIELD
Census Block Group	2
Census Block	2061
Census Tract	1100

Owner

526 Lake Trail Dr is owned and occupied by an individual who bought it in March 2017.

Source: Garfield County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	526 LAKE TRAIL DR, ENID, OK 73701-6852
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2017 · Amount on File
Deed Sale	Mar 31, 2017 · Amount on File
Prior Sale	Aug 18, 2011 · Amount on File
Deed Book / Page	2332 / 152
Record Updated	Oct 29, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GARFIELD OK
Recording Date	Mar 31, 2017
Property Address	526 LAKE TRAIL DR, ENID, OK 73701-6852
Document Number	02332/0152
Book / Page	2332 / 0152
Instrument Date	Mar 27, 2017
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$576.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	526 LAKE TRAIL DR, ENID, OK 73701-6852

Mortgage

Document Number	0023320153
Date	Mar 31, 2017
Instrument	2332/0153

Lender

Name	THE SECURITY NATIONAL BANK OF ENID
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 526 Lake Trail Dr was $6,545.

Source: Garfield County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Garfield County
Unified School District	Kremlin-Hillsdale Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,072 (+2.09%) Land $4,375 Building $57,697	$496,578 (+0.06%) Land $35,000 Building $461,578
2025	$6,545.00	$60,799 Land $4,375 Building $56,424	$496,264 Land $35,000 Building $461,264
2023	$5,925.00	$55,146 Land $4,375 Building $50,771	$441,170 Land $35,000 Building $406,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 526 Lake Trail Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1986–2020)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 526 Lake Trail Dr is moderate, ranking above 42% of the US, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 89% of Oklahoma
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Chisholm Broadband Fixed Wireless	100 / 40

May also be available: Optimum, T-Mobile.

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