526 E Spruce Dr, #32-2B, Palatine, IL 60074 Property Records

Cook County property record for 526 E Spruce Dr, #32-2B, Palatine, IL 60074

Property Summary

Property Type	Condominium
Details	2 bd · 1,067 sqft · built 1982
Lot Size	1.72 acres (75,094 sqft)
Owner	Individual Name on File
Last Sale	$111,000 (Mar 2007)
Tax Bill	$3,228 (2023)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02-400-061-1070`

Property Details

APN / Parcel Number

Primary APN	`02-02-400-061-1070`

Interior

Bedrooms	2 Beds
Units	12 Units
Building Area	1,067 sqft Living Area

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Condo/Apartment
Lot Area	75,094 sqft

Location & Zoning

Street Address	526 E SPRUCE DR, 2B
City	PALATINE
State	IL
Zip	60074-2323
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Range	10E
Legal Township	42N
Legal Section	02
Legal Subdivision	PINE CRK CONDO
Legal Lot Number	1-35
Jurisdiction	COOK IL
Township / Civil Division	PALATINE
Census Block Group	2
Census Block	2027
Census Tract	803608

Owner

526 E Spruce Dr, #32-2B is owned by an individual who acquired it in January 2019.

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	16 UPPER POND RD, SOUTH BARRINGTON, IL 60010-9598
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2007 · Amount on File
Deed Sale	Mar 19, 2007 · Amount on File
Deed Document Number	200740023
Last Transfer Date	Jan 23, 2019
Transfer Doc	0000019028
Record Updated	Oct 29, 2026

January 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Jan 28, 2019
Property Address	526 E SPRUCE DR # 32-2B, 32-2B, PALATINE, IL 60074-2323
Document Number	1902819028
Instrument Date	Jan 23, 2019
Instrument	2819028
Transaction Type	Mortgage
Record Updated	Feb 6, 2019
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	16 UPPER POND RD SOUTH BARRINGTON IL 600109598, SOUTH BARRINGTON, IL 60010-9598

Mortgage

Document Number	1902819029
Date	Jan 28, 2019
Instrument	2819029

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 27, 2034

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Palatine Township
Municipality	Palatine Village
Elementary School District	Palatine Community Consolidated School District 15 (PK - 08)
Secondary School District	Township High School District 211 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$15,120 Land $333 Building $14,787	$151,200 Land $3,330 Building $147,870
2023	$3,228.00 (+3.4%)
2022	$3,122.00	$10,903 Land $288 Building $10,615	$109,030 Land $2,880 Building $106,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 526 E Spruce Dr, #32-2B in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2013)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 526 E Spruce Dr, #32-2B is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALATINE serves 70,875 people · EPA ID IL0312340
Water Source	Purchased surface water from NORTHWEST WATER COMMISSION
Last State Inspection	Feb 2026
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile, Verizon.

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