526 E Oxford St, Duluth, MN 55803 Property Records

St. Louis County property record for 526 E Oxford St, Duluth, MN 55803

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.25 ba · 1,577 sqft · built 1920
Lot Size	0.151 acres (6,584 sqft)
Owner	Individual Name on File
Last Sale	$169,900 (Jun 2015)
Tax Bill	$3,686 (2026)
Deeds & Mortgages	Mar 2020 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-3320-00780`

Property Details

APN / Parcel Number

Primary APN	`010-3320-00780`
Alternative APN	`1066341`

Interior

Bedrooms	3 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,577 sqft Gross Area
1st Floor Area	950 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	6,584 sqft (0.151 acres)
Garage Area	216 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	150 sqft
Deck Area	20 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1066341
Street Address	526 E OXFORD ST
City	DULUTH
State	MN
Zip	55803-2140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0007 BLOCK:007 SERIAL #
Legal Subdivision	MORLEY HEIGHTS
Legal Block	7
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2021
Census Tract	500

Owner

Source: St. Louis County assessment roll, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	526 E OXFORD ST, DULUTH, MN 55803-2140
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2020	Deed of Trust, Mortgage · Conventional with PMI LEND SMART MTG
Mar 8, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage LEND SMART MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2015 · Amount on Record
Deed Sale	Jun 30, 2015 · Amount on Record
Prior Sale	Apr 15, 2014 · Amount on Record
Deed Document Number	2015372429
Last Transfer Date	Sep 17, 2018
Transfer Doc	0001008415
Record Updated	Sep 20, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	526 E OXFORD ST, DULUTH, MN 55803-2140
Document Number	00T1021905
Instrument Date	Mar 18, 2020
Transaction Type	Mortgage
Record Updated	Jul 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 E OXFORD ST DULUTH MN 558032140, DULUTH, MN 55803-2140

Mortgage

Document Number	00T1021905
Date	Mar 31, 2020
Instrument	T1021905

Lender

Name	LEND SMART MTG
Type	Mortgage Company
Address	SHOREVIEW, MN 55126

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

March 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Mar 8, 2019
Property Address	526 E OXFORD ST, DULUTH, MN 55803-2140
Document Number	0001008415
Instrument Date	Sep 17, 2018
Instrument	1008415
Transaction Type	Transfer
Record Updated	Sep 3, 2021
Title Company	NETWORK TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 E OXFORD ST, DULUTH, MN 55803-2140

Mortgage

Document Number	0001008416
Date	Mar 8, 2019
Instrument	1008416

Lender

Name	LEND SMART MORTGAGE LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,686.00 (+4.84%) Homeowner's exemption
2025	$3,516.00 (-7.03%) Homeowner's exemption	$292,600 (+6.32%) Land $46,500 Building $246,100	$292,600 (+6.32%) Land $46,500 Building $246,100
2024	$3,782.00	$275,200 (+14.29%) Land $43,400 Building $231,800	$275,200 (+14.29%) Land $43,400 Building $231,800
2022		$240,800 Land $29,700 Building $211,100	$240,800 Land $29,700 Building $211,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 1997 · Severe Flooding, High Winds,severe Storms

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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