526 E James St, Ely, MN 55731 Property Records

St. Louis County property record for 526 E James St, Ely, MN 55731 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1938
Square Footage1,105 sqft Gross Area
Lot Size5,206 sqft (0.119 acres)
OccupancyOwner Occupied
Last Sale$87,000 (2020)
Tax Bill$946.00 (2026)

Property Details

APN / Parcel Number

Primary APN030-0420-00060
Alternative APN
  • 1091579

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms2 Rooms
Building Area1,105 sqft Gross Area
1st Floor884 sqft 1st Floor
Basement Area221 sqft Basement
Finished Basement221 sqft Finished
Stories1 Stories

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1938
Exterior MaterialMetal Exterior
Construction TypeFrame Construction
Lot Area5,206 sqft (0.119 acres)
Garage Area576 sqft Garage
Patio Area80 sqft Patio
Porch Area48 sqft Porch
SaunaSauna

Utilities and HVAC

Cooling SystemCentral Cooling
Heating FuelPropane Heating Fuel

Location & Zoning

Account Number1091579
Street Address526 E JAMES ST
CityELY
StateMN
Zip55731-1532
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 6 AND WLY 16 2/3 FT OF LOT 7 SERIAL #
Legal SubdivisionZUPONCICHS ADDITION TO THE CITY OF ELY
Legal Block1
Legal Lot Number6-7
JurisdictionST LOUIS MN
Minor Civil DivisionELY
Census Blockgroup4
Census Block4029
Census Tract15300

Owner

Source: St. Louis County records · APN 030-0420-00060

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address526 E JAMES ST, ELY, MN 55731-1532
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2024Deed of Trust, Mortgage · United States Department of Agriculture (USDA) Mortgage
USDA
Aug 02, 2022Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Jun 25, 2020Warranty Deed, Transfer
FRANDSEN BK&TR

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 25, 2020 · Amount on Record
Deed SaleJun 25, 2020 · Amount on Record
Prior SaleJul 22, 2011 · Amount on Record
Deed Doc Number20201383602
Prior Transfer DateOct 30, 2009
Prior Transfer Doc0001123248
Record RefreshedSep 20, 2026

October 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address526 E JAMES ST, ELY, MN 55731-1532
Transaction TypeMortgage
Record UpdatedFeb 04, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address526 E JAMES ST, ELY, MN 55731-1532

Mortgage

Document Number0001497416
DateOct 16, 2024
Instrument1497416
Lender
NameUSDA
TypeGovernment Agency
AddressSAINT LOUIS, MO 63120
Agreement
TypeUnited States Department of Agriculture (USDA) Mortgage
AmountAmount Recorded
Term309 Months
DueJul 01, 2050

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address526 E JAMES ST, ELY, MN 55731-1532
Transaction TypeMortgage
Record UpdatedSep 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001448782
DateAug 02, 2022
Instrument1448782
Lender
NameFIGURE LENDING LLC
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 18, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJun 25, 2020
Property Address526 E JAMES ST, ELY, MN 55731-1532
Document Number00A1383602
Instrument DateJun 19, 2020
InstrumentA1383602
Transaction TypeTransfer
Record UpdatedAug 17, 2020
Title CompanyNORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$287.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address526 E JAMES ST ELY MN 557311532, ELY, MN 55731-1532

Mortgage

Document NumberA1383603
DateJun 25, 2020
InstrumentA1383603
Lender
NameFRANDSEN BK&TR
TypeBank
AddressNEW ULM, MN 56073
Agreement
AmountAmount Recorded
Term360 Months
DueJun 24, 2050

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityEly City
Unified School DistrictEly Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$946.00 (+1%) Homeowner's exemption
2025$860.00 (-16.83%) Homeowner's exemption$121,000 (+7.84%) Land $7,900 Building $113,100$121,000 (+7.84%) Land $7,900 Building $113,100
2024$1,034.00$112,200 (+16.39%) Land $7,600 Building $104,600$112,200 (+16.39%) Land $7,600 Building $104,600
2022$96,400 Land $6,900 Building $89,500$96,400 Land $6,900 Building $89,500

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