526 E Franklin St, Hagerstown, MD 21740 Property Records

Washington County property record for 526 E Franklin St, Hagerstown, MD 21740

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	2,400 sqft · built 1978
Lot Size	0.096 acres (4,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$175,000 (Mar 2022)
Tax Bill	$1,836 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-008609`

Property Details

APN / Parcel Number

Primary APN	`22-008609`
Alternative APN	`008609`

Interior

Units	6 Units
Stories	2 Stories
Building Area	2,400 sqft Total Area
1st Floor Area	2,400 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Brick
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,200 sqft (0.096 acres)
Shed	1 Shed
Shed Area	330 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	008609
Street Address	526 E FRANKLIN ST
City	HAGERSTOWN
State	MD
Zip	21740-8028
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	RMED
Legal Description	PT LOTS 14/15 35X120 526 E FRANKLIN ST
Legal Lot Number	526
Jurisdiction	WASHINGTON MD
Township / Civil Division	22, HAGERSTOWN
Census Block Group	2
Census Block	2018
Census Tract	601

Owner

Source: Washington County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	714 ROCKY FOUNTAIN DR, MYERSVILLE, MD 21773-8520
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2022 · Amount on Record
Deed Sale	Mar 4, 2022 · Amount on Record
Prior Sale	Mar 3, 1989 · Amount on Record
Deed Book / Page	6944 / 81
Record Updated	Oct 29, 2026

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	WASHINGTON MD
Recording Date	Mar 4, 2022
Property Address	526 E FRANKLIN ST, HAGERSTOWN, MD 21740-8028
Document Number	0069440081
Book / Page	6944 / 81
Map Reference	FO 4
Instrument Date	Feb 17, 2022
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	LAWYERS SIGNATURE SETTLEMENTS, LAWYERS SIGNATURE STLMTS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	714 ROCKY FOUNTAIN DR, MYERSVILLE, MD 21773-8520

Mortgage

Document Number	0000694487
Date	Mar 4, 2022
Instrument	6944/87

Lender

Name	BANK OF CHARLES TOWN
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Feb 25, 2047

Tax Assessment & Valuation

Source: Washington County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Washington County
Municipality	Hagerstown City
Unified School District	Washington County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,836.00 (+16.94%)	$201,533 (+16.97%)	$260,000 (+50.9%) Land $40,000 Building $220,000
2025	$1,570.00 (+16.04%)	$172,300 (+16.44%) Land $40,000 Building $132,300	$172,300 (-) Land $40,000 Building $132,300
2023	$1,353.00	$147,967	$172,300 Land $40,000 Building $132,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAGERSTOWN serves 92,200 people · EPA ID MD0210010
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Antietam Cable Cable · Fiber in parts of the area	1,300 / 50
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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