526 Don Graff Rd, Freeport, FL 32439 Property Records

Walton County property record for 526 Don Graff Rd, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 560 sqft · built 2025
Lot Size	4.42 acres (192,535 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Jan 2025)
Tax Bill	$75 (2024)
Deeds & Mortgages	Jan 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-1S-18-14000-002-013A`

Property Details

APN / Parcel Number

Primary APN	`10-1S-18-14000-002-013A`
Alternative APN	`1013850`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	560 sqft Living Area
Gross Area	960 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2025
Architectural Style	Mobile/Manufactured
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	192,535 sqft (4.42 acres)

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Convection

Location & Zoning

Account Number	1013850
Street Address	526 DON GRAFF RD
City	FREEPORT
State	FL
Zip	32439-3355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(LOT 13 WHITE PINES EST UNREC) COM AT SE/C SEC 10, N 00 DEG 46'05E 1209.87FT RUN N 78 DEG 43'18W 2549.06FT TO POB,N 78 DEG
Legal Range	18W
Legal Township	01S
Legal Section	10
Legal Subdivision	WHITE PINES EST UNREC
Legal Block	2
Legal Lot Number	13
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2071
Census Tract	950501

Owner

Source: Walton County records · APN 10-1S-18-14000-002-013A

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	78 WEED PATCH DR, FREEPORT, FL 32439-6058
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 02, 2025 · Amount on Record
Deed Sale	Jan 02, 2025 · Amount on Record
Deed Document Number	0033461082
Deed Book / Page	3346 / 1082
Record Updated	Jun 08, 2026

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jan 02, 2025
Property Address	526 DON GRAFF RD, FREEPORT, FL 32439-3355
Document Number	0033461082
Book / Page	3346 / 1082
Instrument Date	Jan 02, 2025
Instrument	20250000074
Transaction Type	Transfer
Record Updated	Dec 18, 2025
Title Company	OSPREY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	768 PHILLIPS DR, FREEPORT, FL 32439-6156

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78 WEED PATCH DR, FREEPORT, FL 32439-6058

Mortgage

Document Number	20250000075
Date	Jan 02, 2025
Instrument	20250000075

Lender

Name	ALL IN FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 01, 2035

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$116,688 (-3.71%) Land $116,688	$116,688 (-3.71%) Land $116,688
2024	$75.00
2023	$75.00 Homeowner's exemption	$121,189 (+289.88%) Land $116,688 Building $4,501	$121,189 (+289.88%) Land $116,688 Building $4,501
2022	$75.00 Homeowner's exemption	$31,084 Land $27,300 Building $3,784	$31,084 Land $27,300 Building $3,784

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	68 (1990–2020)
Claims Outside the SFHA	15 of 68
Most Recent Claim	Oct 2020 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Hurricane Frances, Sep 2004 · 21 claims Hurricane Opal, Oct 1995 · 11 claims

Wildfire

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Cox Communications, Verizon.

Based on FCC filings for 25 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.