526 Clark Rd, Monticello, FL 32344 Property Records

Jefferson County property record for 526 Clark Rd, Monticello, FL 32344

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 2,520 sqft · built 1999
Lot Size	14.8 acres (647,737 sqft)
Owner	Individual Name on Record
Last Sale	$429,000 (Nov 2020)
Tax Bill	$4,563 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Nov 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-2N-5E-0000-0040-0000`

Property Details

APN / Parcel Number

Primary APN	`21-2N-5E-0000-0040-0000`
Alternative APN	`11026`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,520 sqft Living Area
1st Floor Area	1,440 sqft
2nd Floor Area	990 sqft
Upper Floors Area	990 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2010
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	647,737 sqft (14.8 acres)
Garage Type	Carport
Carport	Carport
Carport Area	600 sqft
Porch	Open Porch
Porch Area	1,064 sqft
Patio Area	946 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	526 CLARK RD
City	MONTICELLO
State	FL
Zip	32344-4854
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14.87 ACRES IN E 1/2 OF NW 1/4 E OF RD ORB 483 P 274
Legal Range	05E
Legal Township	02N
Legal Section	21
Legal Lot Number	21
Jurisdiction	JEFFERSON FL
Township / Civil Division	MONTICELLO
Census Block Group	2
Census Block	2064
Census Tract	250106

Owner

Source: Jefferson County records, as of December 12, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	526 CLARK RD, MONTICELLO, FL 32344-4854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Nov 13, 2020	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 6, 2020	Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC
Jul 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATL BK/NY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2020 · Amount on Record
Deed Sale	Nov 13, 2020 · Amount on Record
Prior Sale	Feb 21, 2002 · Amount on Record
Deed Document Number	202033003102
Deed Book / Page	792 / 217
Record Updated	Jun 8, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON FL
Property Address	526 CLARK RD, MONTICELLO, FL 32344-4854
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 CLARK RD, MONTICELLO, FL 32344-4854

Mortgage

Document Number	0008280658
Date	Oct 20, 2022
Book Page	828/658
Instrument	202233003087

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2037

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON FL
Recording Date	Nov 13, 2020
Property Address	526 CLARK RD, MONTICELLO, FL 32344-4854
Document Number	0007920217
Book / Page	792 / 217
Instrument Date	Nov 6, 2020
Instrument	202033003102
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	NORTH FL ABSTRACT & TTL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,003.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	70 WILLOW ST, 70, MONTICELLO, FL 32344-1042

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 CLARK RD, MONTICELLO, FL 32344-4854

Mortgage

Document Number	0000792219
Date	Nov 13, 2020
Instrument	792/219

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON FL
Property Address	526 CLARK RD, MONTICELLO, FL 32344-4854
Document Number	0007920219
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	526 CLARK RD MONTICELLO FL 323444854, MONTICELLO, FL 32344-4854

Mortgage

Document Number	0007920219
Date	Nov 13, 2020
Book Page	000792/000219
Instrument	33003103

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	EL TORO, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON FL
Property Address	526 CLARK RD, MONTICELLO, FL 32344-4854
Document Number	0007870353
Instrument Date	Jul 27, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	0007870353
Date	Aug 7, 2020
Book Page	000787/000353
Instrument	33002063

Lender

Name	FIRST NATL BK/NY
Type	Bank
Address	MONTICELLO, FL 32344

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Aug 6, 2023

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,563.00 Homeowner's exemption	$360,695 (-0.61%)	$381,802 (-3.91%) Land $101,116 Building $280,686
2024	$4,563.00 (-9.61%) Homeowner's exemption	$362,897 (-6.35%)	$397,326 (-2.59%) Land $111,525 Building $285,801
2023	$5,048.00 (+5.47%) Homeowner's exemption	$387,505 (+2.1%)	$407,909 (+4.93%) Land $104,090 Building $303,819
2022	$4,786.00 Homeowner's exemption	$379,518	$388,762 Land $104,090 Building $284,672

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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