526 Choice Ct, Troy, MI 48085 Property Records

Oakland County property record for 526 Choice Ct, Troy, MI 48085

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,761 sqft · built 1997
Lot Size0.48 acres (20,909 sqft)
Owner2 Individual Names on Record
Last Sale$342,500 (Oct 2009)
Tax Bill$6,945 (2025)
Deeds & MortgagesDec 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN88-20-15-202-020

Property Details

APN / Parcel Number

Primary APN88-20-15-202-020

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area2,761 sqft Living Area
1st Floor Area1,511 sqft
Basement Area1,511 sqft
Finished Basement1,511 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area20,909 sqft (0.48 acres)
Lot Dimensions172 ft deep x 122 ft wide
Garage Area712 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area49 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address526 CHOICE CT
CityTROY
StateMI
Zip48085-4767
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1C
Legal DescriptionT2N, R11E, SEC 15 COVINGTON RIDGE SUB NO 2 LOT 33 8-29-96 FR 201-002 & 003
Legal Range11E
Legal Township2N
Legal Section15
Legal SubdivisionCOVINGTON RIDGE SUB #2
Legal Lot Number8,33
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group4
Census Block4000
Census Tract197000

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address526 CHOICE CT, TROY, MI 48085-4767
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 21, 2009 · Amount on Record
Deed SaleOct 21, 2009 · Amount on Record
Prior SaleJul 2, 2007 · Amount on Record
Deed Document Number2009185950
Deed Book / Page41564 / 727
Record UpdatedOct 29, 2026

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address526 CHOICE CT, TROY, MI 48085-4767
Document Number0000230986
Book / Page051400 / 000312
Instrument DateDec 12, 2017
Transaction TypeMortgage
Record UpdatedJan 11, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address526 CHOICE CT TROY MI 480854767, TROY, MI 48085-4767

Mortgage

Document Number0000230986
DateDec 19, 2017
Book Page051400/000312
Instrument230986
Lender
NameMICHIGAN SCHOOLS & GOV'T CU
TypeCredit Union
AddressCI INTON TOWNSHIP, MI 48038
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 18, 2032

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictTroy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,945.00 (-3.85%)
2023$509,200
2022$7,223.00$254,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY
serves 85,854 people · EPA ID MI0006690
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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