526 Camino el Dorado, Encinitas, CA 92024 Property Records

San Diego County property record for 526 Camino el Dorado, Encinitas, CA 92024

Property Summary

Property TypeSingle Family Home
Details4 bd · 4.5 ba · 4,616 sqft · built 2004
Lot Size0.465 acres (20,269 sqft)
OwnerCompany Name on File
Last Sale$1,750,000 (Oct 2007)
Tax Bill$27,747 (2025)
Deeds & MortgagesJul 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN258-142-16-00

Property Details

APN / Parcel Number

Primary APN258-142-16-00
Alternative APN
  • 2581407600

Interior

Bedrooms4 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area4,616 sqft Living Area

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area20,269 sqft (0.465 acres)
Parking Spaces4 Parking Spaces

Location & Zoning

Old Parcel Number2581407600
Street Address526 CAMINO EL DORADO
CityENCINITAS
StateCA
Zip92024-3820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionSEC 15-13-4W NEQ (EX ST)PAR E PER DOC97-211937 IN SEQ OF
Legal Range04W
Legal Township13
Legal Section15
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1002
Census Tract17502

Owner

526 Camino el Dorado is owned by a company that acquired it in January 2009 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address526 CAMINO EL DORADO, ENCINITAS, CA 92024-3820
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 12, 2007 · Amount on File
Deed SaleOct 12, 2007 · Amount on File
Prior SaleAug 27, 2003 · Amount on File
Deed Document Number2007657780
Last Transfer DateJan 30, 2009
Transfer Doc0000105513
Record UpdatedOct 29, 2026

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSAN DIEGO CA
Property Address526 CAMINO EL DORADO, ENCINITAS, CA 92024-3820
Document Number0000532329
Instrument DateJul 13, 2020
Transaction TypeMortgage
Record UpdatedSep 21, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address526 CAMINO EL DORADO ENCINITAS CA 920243820, ENCINITAS, CA 92024-3820

Mortgage

Document Number0000532329
DateSep 11, 2020
Instrument532329
Lender
NameBNY MELLON NA
TypeBank
Address1 BOSTON PL, BOSTON, MA 02108-4407
Agreement
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate3%

Tax Assessment & Valuation

The 2025 property tax bill for 526 Camino el Dorado was $27,747 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,374,040 (+2%) Land $1,138,814 Building $1,235,226
2025$27,747.00 Homeowner's exemption$2,327,491 Land $1,116,485 Building $1,211,006
2023$25,879.00 (+1.83%) Homeowner's exemption$2,237,114 Land $1,073,132 Building $1,163,982
2022$25,415.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 526 Camino el Dorado in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1999)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 1999 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 526 Camino el Dorado has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN DIEGUITO WD
serves 40,405 people · EPA ID CA3710021
Water SourcePurchased surface water from several systems
Last State InspectionJun 2022
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ting
Fiber
2,000 / 2,000
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, Spectrum.

Nearby Properties on Camino el Dorado

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