Stearns County property record for 526 Brook Ln, Saint Cloud, MN 56301 · Last verified July 2026
| Property Type | Residential > Condominium / Townhouse > Townhouse |
|---|---|
| Bedrooms | 1 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1986 |
| Square Footage | 1,264 sqft Living Area |
| Lot Size | 6,970 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $350,000 (2026) |
| Tax Bill | $3,428.00 (2026) |
| Primary APN | 82-47795-0012 |
|---|
| Bedrooms | 1 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,264 sqft Living Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Townhouse Style |
| Exterior Material | Stone Exterior |
| Roof Material | Asphalt Roof |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Width | 45 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 440 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 526 BROOK LN |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-9611 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 007 BLK 003 LITTLE CREEK TOWNHOMES SECTION 25 TOWNSHIP 124 RANGE 028 SECTION 25 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 25 |
| Legal Subdivision | LITTLE CREEK TOWNHOMES |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | STEARNS MN |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 304 |
Source: Stearns County records · APN 82-47795-0012
Assessment roll updated November 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 526 BROOK LN, SAINT CLOUD, MN 56301-9611 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 25, 2026 | Deed, Transfer · Conventional Mortgage STATE CREDIT UNION |
| Jun 03, 2026 | Deed of Trust, Mortgage · Line of Credit BRIDGEWATER BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 25, 2026 · Amount on Record |
| Deed Sale | Jun 25, 2026 · Amount on Record |
| Deed Doc Number | 20261715811 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jun 25, 2026 |
| Property Address | 526 BROOK LN, SAINT CLOUD, MN 56301-9611 |
| Document Number | 0001715811 |
| Instrument Date | Jun 23, 2026 |
| Instrument | 20261715811 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2026 |
| Title Company | ANCONA TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $116,655.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 526 BROOK LN, SAINT CLOUD, MN 56301-9611 |
| Document Number | 0001715812, |
|---|---|
| Date | Jun 25, 2026 |
| Instrument | 20261715812 |
| Name | STATE CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.6% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEARNS MN |
| Recording Date | Jun 03, 2026 |
| Property Address | 526 BROOK LN, SAINT CLOUD, MN 56301-9611 |
| Document Number | 0001714321 |
| Instrument Date | May 14, 2026 |
| Instrument | 20261714321 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Document Number | 0001714321, |
|---|---|
| Date | Jun 03, 2026 |
| Instrument | 20261714321 |
| Name | BRIDGEWATER BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 14, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
Source: Stearns County records · Assessment roll updated November 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,428.00 (+34.01%) | ||
| 2025 | $252,600 (-) Land $50,000 Building $202,600 | $252,600 (-) Land $50,000 Building $202,600 | |
| 2023 | $2,558.00 | $252,600 Land $50,000 Building $202,600 | $252,600 Land $50,000 Building $202,600 |
526 Brook Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Stearns County (27145C), updated September 29, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 39th in Minnesota |
|---|---|
| Wildfire Likelihood | Low — about 1 in 4,167 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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