526 9th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 526 9th Ave, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 720 sqft · built 1903
Owner	Individual Name on Record
Last Sale	$260,000 (Jul 2023)
Deeds & Mortgages	Jul 2023 Transfer Jul 2023 Sale + 3 more
APN	`23-7662-48070`

Property Details

APN / Parcel Number

Primary APN	`23-7662-48070`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	720 sqft Gross Area
Utility Area	120 sqft
Utility Room	Utility Room
Fireplace	Fireplace

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1995
Exterior Material	Fiber Cement Siding
Construction Type	Wood
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Porch	Open Porch
Porch Area	60 sqft
Deck Area	102 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	526 9TH AVE
City	TWO HARBORS
State	MN
Zip	55616-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLOCK 48
Legal Block	48
Legal Lot Number	7
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	4
Census Block	4016
Census Tract	370400

Owner

Source: Lake County records, as of August 16, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	526 9TH AVE, TWO HARBORS, MN 55616-1322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Transfer on Death Deed, Transfer
Jul 10, 2023	Warranty Deed, Transfer
Jun 9, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
May 21, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NA
May 16, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2023 · Amount on Record
Deed Sale	Jul 10, 2023 · Amount on Record
Prior Sale	Jun 9, 2022 · Amount on Record
Deed Document Number	A000202570
Last Transfer Date	Jul 27, 2023
Transfer Doc	A000202689
Record Updated	Jun 7, 2026

July 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE MN
Recording Date	Jul 27, 2023
Property Address	526 9TH AVE, TWO HARBORS, MN 55616-1322
Document Number	A000202689
Instrument Date	Jul 27, 2023
Instrument	A000202689
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 9TH AVE, TWO HARBORS, MN 55616-1322

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Jul 10, 2023
Property Address	526 9TH AVE, TWO HARBORS, MN 55616-1322
Document Number	A000202570
Instrument Date	Jul 6, 2023
Instrument	A000202570
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 9TH AVE, TWO HARBORS, MN 55616-1322

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	Jun 9, 2022
Property Address	526 9TH AVE, TWO HARBORS, MN 55616-1322
Document Number	A000200406
Instrument Date	Jun 3, 2022
Instrument	A000200406
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	526 9TH AVE, TWO HARBORS, MN 55616-1322

Mortgage

Document Number	A000200407
Date	Jun 9, 2022
Instrument	A000200407

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE MN
Recording Date	May 21, 2019
Property Address	526 9TH AVE, TWO HARBORS, MN 55616-1322
Document Number	A000191840
Instrument Date	May 20, 2019
Instrument	A000191840
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 9TH AVE, TWO HARBORS, MN 55616-1322

Mortgage

Document Number	A000191841
Date	May 21, 2019
Instrument	A000191841

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE MN
Recording Date	May 16, 2017
Property Address	526 9TH AVE, TWO HARBORS, MN 55616-1322
Document Number	A000187534
Instrument Date	May 4, 2017
Instrument	A000187534
Transaction Type	Transfer
Record Updated	Aug 17, 2023

Transaction

Tax	$363.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lake County assessment roll, as of February 1, 2023

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2023	$256,600 Land $18,800 Building $237,800	$256,600 Land $18,800 Building $237,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2012–2019)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Dec 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Two Harbors serves 3,698 people · EPA ID MN1380005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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