526 2nd Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 526 2nd Ave NE, Saint Cloud, MN 56304 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.177 acres (7,737 sqft)
Owner	Individual Name on File
Last Sale	$229,000 (Jun 2025)
Tax Bill	$2,276 (2026)
Deeds & Mortgages	Mar 2026 Transfer Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17.00792.00`

Property Details

APN / Parcel Number

Primary APN	`17.00792.00`

Exterior

Lot Area	7,737 sqft (0.177 acres)

Location & Zoning

Street Address	526 2ND AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-0100
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-35 TWP-036 RANGE-031 ST CLOUD PARK LOT-001 BLOCK-011 & LOTS 2 & 3
Legal Range	031
Legal Township	036
Legal Section	35
Legal Subdivision	ST CLOUD PARK
Legal Block	11
Legal Lot Number	1-3
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	4
Census Block	4022
Census Tract	21201

Owner

Source: Benton County records · APN 17.00792.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	526 2ND AVE NE, SAINT CLOUD, MN 56304-0100
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Intrafamily Transfer, Transfer
Feb 04, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 29, 2017	Warranty Deed, Transfer GREAT RIVER FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 04, 2025 · Amount on Record
Deed Sale	Jun 04, 2025 · Amount on Record
Prior Sale	Feb 04, 2021 · Amount on Record
Deed Document Number	2025477728
Last Transfer Date	Mar 31, 2026
Transfer Doc	0000482502
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BENTON MN
Recording Date	Mar 31, 2026
Property Address	526 2ND AVE NE, SAINT CLOUD, MN 56304-0100
Document Number	0000482502
Instrument Date	Mar 31, 2026
Instrument	482502
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 2ND AVE NE, SAINT CLOUD, MN 56304-0100

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Feb 04, 2021
Property Address	526 2ND AVE NE, SAINT CLOUD, MN 56304-0100
Document Number	449551
Instrument Date	Jan 26, 2021
Instrument	449551
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$511.17
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	526 2ND AVE NE, SAINT CLOUD, MN 56304-0100

Mortgage

Document Number	449552
Date	Feb 04, 2021
Instrument	449552

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Mar 29, 2017
Property Address	526 2ND AVE NE, SAINT CLOUD, MN 56304-0100
Document Number	421773
Instrument Date	Mar 28, 2017
Instrument	421773
Transaction Type	Transfer
Record Updated	Aug 09, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	421774
Date	Mar 29, 2017
Instrument	421774

Lender

Name	GREAT RIVER FEDERAL CREDIT UNION
Type	Credit Union
Address	SAINT CLOUD, MN 56301

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2047

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,276.00 (+12.12%) Homeowner's exemption	$189,200 (+8.55%) Land $25,000 Building $164,200	$189,200 (+8.55%) Land $25,000 Building $164,200
2025	$2,030.00 (-1.93%) Homeowner's exemption	$174,300 (-) Land $25,000 Building $149,300	$174,300 (-) Land $25,000 Building $149,300
2023	$2,070.00	$174,300 Land $25,000 Building $149,300	$174,300 Land $25,000 Building $149,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 327 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: BIF IV Intrepid HoldCo, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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