5259 Willow Ct, Cape Coral, FL 33904 Property Records

Lee County property record for 5259 Willow Ct, Cape Coral, FL 33904

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,632 sqft · built 1960
Lot Size	0.373 acres (16,248 sqft)
Owner	2 Individual Names on Record
Last Sale	$520,000 (Jul 2026)
Tax Bill	$8,428 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`18-45-24-C4-00039.0560`

Property Details

APN / Parcel Number

Primary APN	`18-45-24-C4-00039.0560`
Alternative APNs	`241845C4000390560` `10110345`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,632 sqft Living Area
Gross Area	3,158 sqft
1st Floor Area	1,632 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1986
Architectural Style	Ranch
Exterior Material	Concrete Block/Stucco
Roof Type	Cathedral/Clerestory
Roof Material	Asphalt
Lot Area	16,248 sqft (0.373 acres)
View / Lot	Canal Front
Garage Type	Attached
Garage Area	253 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	444 sqft
Porch	Slab
Porch Area	335 sqft
Patio Area	444 sqft
Lawn Sprinklers	Lawn Sprinklers
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10110345
Street Address	5259 WILLOW CT
City	CAPE CORAL
State	FL
Zip	33904-5664
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-W
Legal Description	CAPE CORAL UNIT 6 PT.2 BLK.39 PB 11 PG 61 LOTS 56 57 + 58
Legal Range	24E
Legal Township	45S
Legal Section	18
Legal Subdivision	CAPE CORAL
Legal Tract	C4
Legal Block	39
Legal Lot Number	56
Legal Unit	6
Jurisdiction	LEE FL
Township / Civil Division	CAPE CORAL
Census Block Group	4
Census Block	4001
Census Tract	10802

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5259 WILLOW CT, CAPE CORAL, FL 33904-5664
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 13, 2021	Warranty Deed, Transfer · Commercial Mortgage COMMERCIAL LENDER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2026 · Amount on Record
Deed Sale	Jul 23, 2026 · Amount on Record
Prior Sale	Apr 13, 2021 · Amount on Record
Deed Document Number	2026194933
Prior Transfer Date	Jun 29, 2001
Prior Transfer Doc	3461003230
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jul 23, 2026
Property Address	5259 WILLOW CT, CAPE CORAL, FL 33904-5664
Document Number	0000194933
Instrument Date	Jul 22, 2026
Instrument	2026194933
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	UNITED WHOLESALE MORTGAGE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$367,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5259 WILLOW CT, CAPE CORAL, FL 33904-5664
Investor	Possibly a Property Investor

Mortgage

Document Number	0000194934,
Date	Jul 23, 2026
Instrument	2026194934

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 13, 2021
Property Address	5259 WILLOW CT, CAPE CORAL, FL 33904-5664
Document Number	0000117140
Map Reference	MB 11 PG 58-62
Instrument Date	Apr 12, 2021
Instrument	2021000117140
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	CAPE CORAL TTL INS AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5309 MAJESTIC CT, 5309, CAPE CORAL, FL 33904-5946

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9205 W RUSSELL RD STE 240, 240, LAS VEGAS, NV 89148-1425

Mortgage

Document Number	0000117142
Date	Apr 13, 2021
Instrument	2021000117142

Lender

Name	COMMERCIAL LENDER LLC
Type	Non-Lending Institution
Address	VERNON ROCKVILLE, CT 06066

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Cape Coral City
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$522,309 (+1%)	$543,065 (+14.37%) Land $443,180 Building $99,885
2025	$8,428.00 (+11.66%)	$474,826 (+11.75%) Land $397,744 Building $77,082	$474,826 (+11.75%) Land $397,744 Building $77,082
2023	$7,548.00 (-8.56%)	$424,896 (-10.98%) Land $424,886 Building $10	$424,896 (-10.98%) Land $424,886 Building $10
2022	$8,255.00	$477,318 Land $193,154 Building $284,164	$477,318 Land $193,154 Building $284,164

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 139 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	157 units insured incl. 18 condo units
Nearby Flood Claims	125 (2004–2024)
Most Recent Claim	Sep 2024 · Hurricane Helene
Claims by Event	Hurricane Ian, Oct 2022 · 53 claims Hurricane Ian, Sep 2022 · 58 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAPE CORAL serves 172,693 people · EPA ID FL5360325
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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