5259 Stewart St, Milton, FL 32570 Property Records

Santa Rosa County property record for 5259 Stewart St, Milton, FL 32570

Property Summary

Property Type	Professional Building (Legal, Insurance, Real Estate, Business)
Details	1 bd · 2 ba · 2,001 sqft · built 1960
Lot Size	0.205 acres (8,970 sqft)
Owner	Company Name on File
Last Sale	$200,000 (Jul 2018)
Tax Bill	$2,385 (2023)
Deeds & Mortgages	Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-1N-28-2530-07700-0050`

Property Details

APN / Parcel Number

Primary APN	`03-1N-28-2530-07700-0050`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,001 sqft Adjusted Area
1st Floor Area	2,001 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1990
Exterior Material	Wood Siding
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Foundation Type	Masonry
Roof Type	Steel Frame/Truss
Roof Material	Built-Up Asphalt
Lot Area	8,970 sqft (0.205 acres)
Lot Dimensions	780 ft deep x 1,150 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	031N282530077000050
Street Address	5259 STEWART ST
City	MILTON
State	FL
Zip	32570-4769
Property Category	Commercial
Property Type	Commercial > Office > Professional Building (Legal, Insurance, Real Estate, Business)
Local Zoning Code	C1
Legal Description	TOWN OF MILTON LOT 5 & S 59 FT OF LOT 4 LESS TH E 5 FT OF BLK 77 ALSO: E 21 FT OF S 1/2 OF GOVT LOT 3 OF SECTION 3 TOWNSHIP 1
Legal Range	28W
Legal Township	01N
Legal Section	03
Legal Subdivision	WEST
Legal Block	77
Legal Lot Number	3-5
Jurisdiction	SANTA ROSA FL
Township / Civil Division	MILTON
Census Block Group	1
Census Block	1019
Census Tract	10602

Owner

Source: Santa Rosa County records · APN 03-1N-28-2530-07700-0050

Assessment roll updated July 1, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	5259 STEWART ST, MILTON, FL 32570-4769
Occupancy	Owner Occupied
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 05, 2018 · Amount on Record
Deed Sale	Jul 05, 2018 · Amount on Record
Deed Document Number	201828595
Deed Book / Page	3745 / 0276
Record Updated	Jun 07, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 05, 2018
Property Address	5259 STEWART ST, MILTON, FL 32570-4769
Document Number	0037450276
Book / Page	003745 / 000276
Instrument Date	Jul 03, 2018
Instrument	28595
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5259 STEWART ST MILTON FL 325704769, MILTON, FL 32570-4769

Mortgage

Document Number	37450279
Date	Jul 05, 2018
Book Page	003745/000279
Instrument	28596

Lender

Name	PAUL R JR & CHARLENE M KINCAID
Address	2000 EVENTIDE RD, MILTON, FL 32583-9528
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jul 04, 2028

Interest

Rate	4.5%

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2023 · Last verified April 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Municipality	Milton City
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,385.00	$195,680 Land $68,183 Building $127,497	$195,680 Land $68,183 Building $127,497

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 18, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 72 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	21 (2004–2022)
Claims Outside the SFHA	2 of 21
Most Recent Claim	Mar 2022 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 8 claims Hurricane Frances, Sep 2004 · 9 claims

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Mediacom Communications Cable	1,000 / 50

May also be available: Cox Communications, Verizon.

Based on FCC filings for 172 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MILTON, CITY OF WATER SYSTEM serves 21,241 people
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.