5257 Candlelight St, Oceanside, CA 92056 Property Records

San Diego County property record for 5257 Candlelight St, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,660 sqft · built 1998
Lot Size0.239 acres (10,431 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (Sep 1998)
Tax Bill$5,276 (2025)
Deeds & MortgagesSep 2021 Mortgage
Dec 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN169-572-22-00

Property Details

APN / Parcel Number

Primary APN169-572-22-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,660 sqft Living Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Lot Area10,431 sqft (0.239 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address5257 CANDLELIGHT ST
CityOCEANSIDE
StateCA
Zip92056-7274
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 39 TR 012802
Legal SubdivisionSOUTH RIDGE TRAILS
Legal Tract012802
Legal Block1
Legal Lot Number39
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1001
Census Tract19808

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5257 CANDLELIGHT ST, OCEANSIDE, CA 92056-7274
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Dec 19, 2017Deed of Trust, Mortgage · Line of Credit
SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 1998 · Amount on Record
Deed SaleSep 10, 1998 · Amount on Record
Deed Document Number1998576019
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5257 CANDLELIGHT ST, OCEANSIDE, CA 92056-7274
Transaction TypeMortgage
Record UpdatedSep 29, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5257 CANDLELIGHT ST, OCEANSIDE, CA 92056-7274

Mortgage

Document Number0000668509
DateSep 22, 2021
Instrument2021-0668509
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueOct 1, 2041

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5257 CANDLELIGHT ST, OCEANSIDE, CA 92056-7274
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000592268
DateDec 19, 2017
Instrument2017-0592268
Lender
NameSAN DIEGO COUNTY CU
TypeCredit Union
AddressOCEANSIDE, CA 92056
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueJan 14, 2038
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$478,909 (+2%) Land $111,922 Building $366,987
2025$5,276.00 (+8.69%) Homeowner's exemption$469,520 (+4.04%) Land $109,728 Building $359,792
2023$4,854.00 (+0.29%) Homeowner's exemption$451,290 Land $105,468 Building $345,822
2022$4,840.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 700 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · DSL
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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