5257 Blackjack Cir, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 5257 Blackjack Cir, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,846 sqft · built 1981
Lot Size	5.6 acres (243,936 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Dec 2013)
Tax Bill	$4,412 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`402416426003`

Property Details

APN / Parcel Number

Primary APN	`402416426003`
Alternative APNs	`00913060150106` `10004626112`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,846 sqft Living Area
Gross Area	4,980 sqft
1st Floor Area	3,846 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	243,936 sqft (5.6 acres)
Garage Type	Attached
Garage Area	552 sqft
Driveway	Driveway
Driveway Area	1 sqft

Exterior Amenities

Pool Area	392 sqft
Porch	Enclosed/Screened Porch
Porch Area	582 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	00913060150106
Street Address	5257 BLACKJACK CIR
City	PUNTA GORDA
State	FL
Zip	33982-9604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE5
Legal Description	PRAIRIE CREEK WEST LT 1 582/1675 602/445 1054/2088 1873/12 2141/155 3829/1474
Legal Range	24E
Legal Township	40S
Legal Section	16
Legal Subdivision	PRAIRIE CREEK WEST
Legal Tract	PCW
Legal Lot Number	1
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1010
Census Tract	10100

Owner

Source: Charlotte County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5257 BLACKJACK CIR, PUNTA GORDA, FL 33982-9604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Deed of Trust, Mortgage · Commercial Mortgage FINEMARK NATIONAL BANK & TRUST
Apr 10, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Jun 4, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2013 · Amount on Record
Deed Sale	Dec 26, 2013 · Amount on Record
Prior Sale	Mar 15, 2001 · Amount on Record
Deed Document Number	20132233092
Deed Book / Page	3829 / 1474
Prior Transfer Date	Dec 6, 2002
Prior Transfer Doc	2141000155
Record Updated	Sep 20, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	5257 BLACKJACK CIR, PUNTA GORDA, FL 33982-9604
Transaction Type	Mortgage
Record Updated	Jan 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003353909
Date	Dec 29, 2023
Instrument	3353909

Lender

Name	FINEMARK NATIONAL BANK & TRUST
Type	Bank
Address	FORT MYERS, FL 33919

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	5257 BLACKJACK CIR, PUNTA GORDA, FL 33982-9604
Document Number	0045641422
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5257 BLACKJACK CIR PUNTA GORDA FL 339829604, PUNTA GORDA, FL 33982-9604

Mortgage

Document Number	0045641422
Date	Apr 16, 2020
Book Page	004564/001422
Instrument	2804386

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	5257 BLACKJACK CIR, PUNTA GORDA, FL 33982-9604
Document Number	0044490041
Instrument Date	Jun 4, 2019
Transaction Type	Mortgage
Record Updated	Jun 28, 2019
Title Company	REAL PROPERTY SERVICES INC, REAL PROP SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5257 BLACKJACK CIR PUNTA GORDA FL 339829604, PUNTA GORDA, FL 33982-9604

Mortgage

Document Number	0044490041
Date	Jun 13, 2019
Book Page	004449/000041
Instrument	2717840

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 12, 2049

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,412.00 (+3.25%) Homeowner's exemption	$266,876 (+5.99%)	$470,878 (+37.46%) Land $119,000 Building $351,878
2024	$4,273.00 (+1.42%)
2023	$4,213.00 (+4.05%) Homeowner's exemption	$251,801 (+3%)	$342,563 (-14.3%) Land $134,400 Building $208,163
2022	$4,049.00 Homeowner's exemption	$244,467	$399,716 Land $114,240 Building $285,476

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 40% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES / BURNT STORE private · serves 13,376 people · EPA ID FL6080318
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Xfinity.

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