5256 E Toto Rd, Knox, IN 46534 Property Records

Starke County property record for 5256 E Toto Rd, Knox, IN 46534

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,792 sqft · built 2001
Lot Size	3.41 acres (148,540 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,056 (Apr 2026)
Tax Bill	$1,586 (2025)
Deeds & Mortgages	Oct 2010 Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`75-06-36-300-053.000-003`

Property Details

APN / Parcel Number

Primary APN	`75-06-36-300-053.000-003`
Alternative APN	`0040249800`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft
Basement Area	1,792 sqft
Finished Basement	1,792 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Construction Type	Wood
Roof Material	Asphalt
Lot Area	148,540 sqft (3.41 acres)
Garage Type	Attached
Garage Area	728 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0040249800
Street Address	5256 E TOTO RD
City	KNOX
State	IN
Zip	46534-9275
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	KCPZ
Legal Description	FRIES SUB LOT 4. (3.41A.)
Legal Subdivision	FRIES SUBDIVISION
Legal Lot Number	4
Jurisdiction	STARKE IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2053
Census Tract	953800

Owner

Source: Starke County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5256 E TOTO RD, KNOX, IN 46534-9275
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2010	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB
Apr 28, 2026	Deed, Transfer · FHA Mortgage CME LENDING GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	Oct 19, 2006 · Amount on Record
Deed Document Number	20261292
Prior Transfer Date	Jan 2, 2009
Prior Transfer Doc	2014002863
Record Updated	Sep 20, 2026

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STARKE IN
Property Address	5256 E TOTO RD, KNOX, IN 46534-9275
Transaction Type	Mortgage
Record Updated	May 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010002937
Date	Oct 6, 2010
Instrument	2010002937

Lender

Name	FIRST FSB
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2025

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	STARKE IN
Recording Date	Apr 28, 2026
Property Address	5256 E TOTO RD, KNOX, IN 46534-9275
Document Number	2026001292
Instrument Date	Apr 24, 2026
Instrument	2026.1292
Transaction Type	Transfer
Record Updated	May 13, 2026
Title Company	NEAR NORTH TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5256 E TOTO RD, KNOX, IN 46534-9275

Mortgage

Document Number	0000001293,
Date	Apr 28, 2026
Instrument	2026..1293

Lender

Name	CME LENDING GROUP LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

Tax Assessment & Valuation

Source: Starke County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Starke County
County Subdivision	Center Township
Unified School District	Knox Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,586.00 (-35.13%)	$256,500 (+23.5%) Land $37,500 Building $219,000	$256,500 (+23.5%) Land $37,500 Building $219,000
2024	$2,445.00 (+59.7%)
2023	$1,531.00 (-23.75%)	$207,700 (+14.37%) Land $30,800 Building $176,900	$207,700 (+14.37%) Land $30,800 Building $176,900
2022	$2,008.00	$181,600 Land $27,900 Building $153,700	$181,600 Land $27,900 Building $153,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1982–2018)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Feb 2018 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Feb 2018 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	2,000 / 2,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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