5255 Mackall Rd, Saint Leonard, MD 20685 Property Records

Calvert County property record for 5255 Mackall Rd, Saint Leonard, MD 20685

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,208 sqft · built 1977
Lot Size1.01 acres (43,996 sqft)
Owner2 Individual Names on File
Last Sale$268,950 (Feb 2015)
Tax Bill$3,641 (2025)
Deeds & MortgagesJul 2026 Mortgage
Sep 2025 Mortgage
+ 6 more
Flood ZoneZone X (minimal risk)
APN01-142127

Property Details

APN / Parcel Number

Primary APN01-142127
Alternative APNs
  • 1142127
  • 142127

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,208 sqft Total Area
Basement Area994 sqft
Finished Basement994 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area43,996 sqft (1.01 acres)
PorchPorch
Porch Area56 sqft
Deck Area340 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number142127
Street Address5255 MACKALL RD
CitySAINT LEONARD
StateMD
Zip20685-2310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRUR
Legal DescriptionLT 2 FOREST GLADE SUB
Legal SubdivisionFOREST GLADE SUB
Legal Lot Number2
JurisdictionCALVERT MD
Township / Civil Division1, SOLOMONS ISLAND
Census Block Group3
Census Block3016
Census Tract860801

Owner

5255 Mackall Rd is owned and occupied by two individuals who bought it in February 2015.

Source: Calvert County records, as of December 2, 2025

Owner of Record2 Individual Names on File
Mailing Address5255 MACKALL RD, SAINT LEONARD, MD 20685-2310
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2026Deed of Trust, Mortgage · FHA Mortgage
SERVICELINK
Sep 30, 2025Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Mar 14, 2024Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Mar 14, 2024Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Feb 26, 2024Deed of Trust, Mortgage
MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Sep 16, 2021Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Oct 11, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Dec 5, 2018Loan Modification, Mortgage · Conventional with PMI
US BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2015 · Amount on File
Deed SaleFeb 3, 2015 · Amount on File
Prior SaleAug 25, 2004 · Amount on File
Deed Book / Page4509 / 100
Transfer Doc0014480566
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Recording DateJul 27, 2026
Property Address5255 MACKALL RD, SAINT LEONARD, MD 20685-2310
Document Number6938000117
Book / Page6938 / 117
Instrument DateJul 6, 2026
Transaction TypeMortgage
Record UpdatedAug 4, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address5255 MACKALL RD, SAINT LEONARD, MD 20685-2310

Mortgage

Document Number6938000117,
DateJul 27, 2026
Book Page6938/117
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term270 Months
DueJan 1, 2049
Interest
Rate6.48%
Max Rate-1%

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address5255 MACKALL RD, SAINT LEONARD, MD 20685-2310
Transaction TypeMortgage
Record UpdatedOct 21, 2025
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5255 MACKALL RD, SAINT LEONARD, MD 20685-2310

Mortgage

Document Number0067910135
DateSep 30, 2025
Book Page6791/135
Lender
NameUS BANK NA
TypeBank
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term280 Months
DueJan 1, 2049

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address5255 MACKALL RD, SAINT LEONARD, MD 20685-2310
Transaction TypeMortgage
Record UpdatedApr 29, 2024
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5255 MACKALL RD, SAINT LEONARD, MD 20685-2310

Mortgage

Document Number0065450158
DateMar 14, 2024
Book Page6545/158
Lender
NameUS BANK NA
TypeBank
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term298 Months
DueJan 1, 2049

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address5255 MACKALL RD, SAINT LEONARD, MD 20685-2310
Transaction TypeMortgage
Record UpdatedMar 29, 2024
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5255 MACKALL RD, SAINT LEONARD, MD 20685-2310

Mortgage

Document Number0065450158
DateMar 14, 2024
Book Page6545/158
Lender
NameUS BANK NA
TypeBank
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term298 Months
DueJan 1, 2049

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address5255 MACKALL RD, SAINT LEONARD, MD 20685-2310
Transaction TypeMortgage
Record UpdatedMar 8, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0065370459
DateFeb 26, 2024
Book Page6537/459
Lender
NameMARYLAND DEPT OF HOUSING & COMMUNITY DEV
TypeGovernment Agency
AddressLANHAM, MD 20706
Agreement
AmountAmount on Record

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address5255 MACKALL RD, SAINT LEONARD, MD 20685-2310
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyCOVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address5255 MACKALL RD, SAINT LEONARD, MD 20685-2310

Mortgage

Document Number0060820107
DateSep 16, 2021
Book Page6082/107
Lender
NameUS BANK NA
TypeBank
AddressMADISON HEIGHTS, MI 48071
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term328 Months
DueJan 1, 2049

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALVERT MD
Property Address5255 MACKALL RD, SAINT LEONARD, MD 20685-2310
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0063550498
DateOct 11, 2022
Book Page6355/498
Lender
NameMARYLAND DEPT OF HOUSING & COMMUNITY DEV
TypeGovernment Agency
AddressLANHAM, MD 20706
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record

December 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCALVERT MD
Property Address5255 MACKALL RD, SAINT LEONARD, MD 20685-2310
Document Number0053000268
Instrument DateDec 5, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019
Title CompanySERVICELINK LOAN MOD SOLUTIONS, SERVICELINK LN MOD SOLUTIONS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5255 MACKALL RD ST LEONARD MD 206852310, ST LEONARD, MD 20685-2310

Mortgage

Document Number0053000268
DateDec 31, 2018
Book Page005300/000268
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueDec 30, 2048
Interest
Rate4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 5255 Mackall Rd was $3,641.

Source: Calvert County assessment roll, as of July 29, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCalvert County
Unified School DistrictCalvert County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,641.00$316,833$333,000 Land $122,000 Building $211,000
2023$2,955.00$284,500 Land $122,000 Building $162,500$284,500 Land $122,000 Building $162,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5255 Mackall Rd in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective April 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 42 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies42 in force
Nearby Flood Claims30 (1991–2021)
Claims Outside the SFHA8 of 30
Most Recent ClaimOct 2021 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5255 Mackall Rd is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · above 83% of Maryland
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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