5255 Lydia Ct, Spring Hill, FL 34608 Property Records

Hernando County property record for 5255 Lydia Ct, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,020 sqft · built 2007
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (May 2018)
Tax Bill	$2,912 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5230-1586-0110`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5230-1586-0110`
Alternative APNs	`00635450` `635450`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,020 sqft Living Area
1st Floor Area	2,007 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2009
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Area	705 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	392 sqft
Porch	Porch
Porch Area	1,119 sqft
Deck Area	140 sqft
Patio Area	444 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00635450
Street Address	5255 LYDIA CT
City	SPRING HILL
State	FL
Zip	34608-2631
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 23 BLK 1586 LOT 11
Legal Range	17E
Legal Township	23S
Legal Section	12
Legal Subdivision	SPRING HILL UNIT 23
Legal Block	1586
Legal Lot Number	11
Legal Unit	23
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2010
Census Tract	41201

Owner

5255 Lydia Ct is owned and occupied by an individual who bought it in May 2018.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	5255 LYDIA CT, SPRING HILL, FL 34608-2631
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Aug 1, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Nov 8, 2019	Deed of Trust, Mortgage · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC
May 9, 2018	Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 9, 2018 · Amount on File
Deed Sale	May 9, 2018 · Amount on File
Prior Sale	Aug 2, 2002 · Amount on File
Deed Document Number	2018028265
Deed Book / Page	3581 / 1288
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5255 LYDIA CT, SPRING HILL, FL 34608-2631
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5255 LYDIA CT, SPRING HILL, FL 34608-2631

Mortgage

Document Number	0046111931
Date	Sep 19, 2025
Book Page	4611/1931
Instrument	2025065500

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 18, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5255 LYDIA CT, SPRING HILL, FL 34608-2631
Transaction Type	Mortgage
Record Updated	Aug 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5255 LYDIA CT, SPRING HILL, FL 34608-2631

Mortgage

Document Number	0043260095
Date	Aug 1, 2023
Book Page	4326/95
Instrument	2023047690

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5255 LYDIA CT, SPRING HILL, FL 34608-2631
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NAT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0037711266
Date	Nov 8, 2019
Book Page	3771/1266
Instrument	2019070748

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 9, 2018
Property Address	5255 LYDIA CT, SPRING HILL, FL 34608-2631
Document Number	0035811288
Book / Page	3581 / 1288
Map Reference	MB0 PG44-62
Instrument Date	May 7, 2018
Instrument	2018028265
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	CAPSTONE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,575.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8539 OLD POST RD, 8539, PORT RICHEY, FL 34668-6046

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5255 LYDIA CT, SPRING HILL, FL 34608-2631

Mortgage

Document Number	2018028266
Date	May 9, 2018
Instrument	2018028266

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 5255 Lydia Ct was $2,912 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,912.00 Additional exemption filed	$243,457	$367,261 Land $39,000 Building $328,261
2023		$229,705 (+3%) Land $229,705
2022	$2,887.00 Homeowner's exemption	$223,015	$389,277 Land $37,500 Building $351,777

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5255 Lydia Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5255 Lydia Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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