5255 Derby Ave, Spring Hill, FL 34608 Property Records

Hernando County property record for 5255 Derby Ave, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,236 sqft · built 2003
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$159,000 (Mar 2017)
Tax Bill	$2,597 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit May 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5180-1177-0150`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5180-1177-0150`
Alternative APNs	`00658103` `658103`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,236 sqft Living Area
Gross Area	2,876 sqft
1st Floor Area	2,236 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2010
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	320 sqft
Deck Area	Deck Area
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00658103
Street Address	5255 DERBY AVE
City	SPRING HILL
State	FL
Zip	34608-2510
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 18 BLK 1177 LOT 15
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 18
Legal Block	1177
Legal Lot Number	15
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2012
Census Tract	41004

Owner

5255 Derby Ave is owned and occupied by two individuals who acquired it in May 2022.

Source: Hernando County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	5255 DERBY AVE, SPRING HILL, FL 34608-2510
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2022	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 18, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage TRUIST BANK
Mar 6, 2017	Warranty Deed, Transfer · FHA Mortgage PATRIOT LNDG SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2017 · Amount on File
Deed Sale	Mar 6, 2017 · Amount on File
Prior Sale	Feb 27, 2003 · Amount on File
Deed Document Number	201712521
Deed Book / Page	3445 / 111
Last Transfer Date	May 13, 2022
Transfer Doc	0041730056
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	5255 DERBY AVE, SPRING HILL, FL 34608-2510
Transaction Type	Mortgage
Record Updated	Dec 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5255 DERBY AVE, SPRING HILL, FL 34608-2510

Mortgage

Document Number	0042411797
Date	Nov 21, 2022
Book Page	4241/1797
Instrument	2022083098

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Oct 21, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	May 18, 2022
Property Address	5255 DERBY AVE, SPRING HILL, FL 34608-2510
Document Number	0041730056
Book / Page	4173 / 56
Map Reference	MB 9 PG 47-59
Instrument Date	May 13, 2022
Instrument	2022039032
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	NATIONS TITLE AGENCY/MO INC, NATIONS TITLE AGCY OF FL INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5255 DERBY AVE, 5255, SPRING HILL, FL 34608-2510

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 DARBY LN, BROOKSVILLE, FL 34601

Mortgage

Document Number	0000417357
Date	May 18, 2022
Instrument	4173/57

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2042

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 6, 2017
Property Address	5255 DERBY AVE, SPRING HILL, FL 34608-2510
Document Number	0034450111
Book / Page	003445 / 000111
Instrument Date	Feb 28, 2017
Instrument	12521
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,113.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5255 DERBY AVE SPRING HILL FL 346082510, SPRING HILL, FL 34608-2510

Mortgage

Document Number	34450113
Date	Mar 6, 2017
Book Page	003445/000113
Instrument	12522

Lender

Name	PATRIOT LNDG SVCS
Address	CARNEGIE, PA 15106

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 5255 Derby Ave was $2,597 with a homeowner's exemption.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,597.00 Homeowner's exemption	$172,918	$337,979 Land $37,500 Building $300,479
2023		$163,150 (+3%) Land $163,150
2022	$1,876.00 Homeowner's exemption	$158,398	$328,035 Land $29,000 Building $299,035

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5255 Derby Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5255 Derby Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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