52548 Common Eider Trl, South Bend, IN 46628 Property Records

St. Joseph County property record for 52548 Common Eider Trl, South Bend, IN 46628

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 2019
Lot Size	0.271 acres (11,848 sqft)
Owner	Individual Name on File
Tax Bill	$3,315 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-02-23-400-018.000-029`

Property Details

APN / Parcel Number

Primary APN	`71-02-23-400-018.000-029`
Alternative APN	`0211038061912`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
Basement Area	1,320 sqft

Exterior

Year Built	Built 2019
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	11,848 sqft (0.271 acres)
Lot Dimensions	148 ft deep x 80 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0211038061912
Street Address	52548 COMMON EIDER TRL
City	SOUTH BEND
State	IN
Zip	46628-7704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 202 AUGUSTINE LAKE SEC 1
Legal Subdivision	AUGUSTINE LAKE SEC 1
Legal Lot Number	202
Jurisdiction	ST JOSEPH IN
Township / Civil Division	WARREN
Census Block Group	1
Census Block	1014
Census Tract	10902

Owner

52548 Common Eider Trl is owned and occupied by an individual who acquired it in January 2020.

Source: St. Joseph County records, as of March 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	52548 COMMON EIDER TRL, SOUTH BEND, IN 46628-7704
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE CO INC
Jan 2, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC
Dec 31, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2020
Deed Sale	Jan 2, 2020
Prior Sale	Dec 31, 2019
Deed Document Number	2000068
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	52548 COMMON EIDER TRL, SOUTH BEND, IN 46628-7704
Transaction Type	Mortgage
Record Updated	Aug 8, 2022
Title Company	CENTURION LAND TITLE INC, CENTURION LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002125356
Date	Jul 26, 2021
Instrument	2125356

Lender

Name	RUOFF MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

January 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jan 2, 2020
Property Address	52548 COMMON EIDER TRL, SOUTH BEND, IN 46628-7704
Document Number	0002000068
Map Reference	IN 0649828
Instrument Date	Dec 27, 2019
Instrument	2000068
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52548 COMMON EIDER TRL, SOUTH BEND, IN 46628-7704

Mortgage

Document Number	0002000069
Date	Jan 2, 2020
Instrument	2000069

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 31, 2019
Property Address	52548 COMMON EIDER TRL, SOUTH BEND, IN 46628-7704
Document Number	0001934833
Map Reference	IN 0649828
Instrument Date	Dec 27, 2019
Instrument	1934833
Transaction Type	Transfer
Record Updated	Aug 8, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	52548 COMMON EIDER TRL, SOUTH BEND, IN 46628-7704
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Warren Township
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$288,500 Land $38,400 Building $250,100	$288,500 Land $38,400 Building $250,100
2024	$3,315.00 (+13.1%)
2023	$2,931.00 (+11.06%)	$254,100 (+16.13%) Land $38,400 Building $215,700	$254,100 (+16.13%) Land $38,400 Building $215,700
2022	$2,639.00 Homeowner's exemption	$218,800 Land $23,900 Building $194,900	$218,800 Land $23,900 Building $194,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 52548 Common Eider Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 52548 Common Eider Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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