5254 Shell Mound Cir, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 5254 Shell Mound Cir, Punta Gorda, FL 33982 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,543 sqft · built 2020
Lot Size	0.13 acres (5,677 sqft)
Owner	2 Individual Names on File
Last Sale	$204,445 (Apr 2020)
Tax Bill	$3,030 (2025)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`40-23-34-435-022`

Property Details

APN / Parcel Number

Primary APN	`40-23-34-435-022`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,543 sqft Living Area
Gross Area	2,115 sqft
Flooring	Covered

Exterior

Year Built	Built 2020
Exterior Material	Composition/Composite
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	5,677 sqft (0.13 acres)
View / Lot	Water
Driveway	Driveway
Driveway Area	384 sqft
Parking Spaces	1 Parking Space
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	5254 SHELL MOUND CIR
City	PUNTA GORDA
State	FL
Zip	33982-4813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAL 00B 0000 0022 CALUSA CREEK SECB BLK0000 LT0022 CALUSA CREEK PHASE B LOT 22 ( 5677.76SF ) 4563/1318
Legal Subdivision	CALUSA CREEK
Legal Phase	B
Legal Lot Number	22
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	4
Census Block	4042
Census Tract	10200

Owner

Source: Charlotte County records · APN 40-23-34-435-022

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5254 SHELL MOUND CIR, PUNTA GORDA, FL 33982-4813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 14, 2020 · Amount on Record
Deed Sale	Apr 14, 2020 · Amount on Record
Deed Document Number	2803728
Deed Book / Page	4563 / 1318
Record Updated	Jun 08, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	5254 SHELL MOUND CIR, PUNTA GORDA, FL 33982-4813
Transaction Type	Mortgage
Record Updated	Jun 16, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5254 SHELL MOUND CIR, PUNTA GORDA, FL 33982-4813

Mortgage

Document Number	0047621799
Date	May 07, 2021
Book Page	4762/1799
Instrument	2942204

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,030.00 (-30.96%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$245,910 (+18%)	$299,833 (+3.45%) Land $36,401 Building $263,432
2023	$4,389.00 (+16.67%)	$208,406 (-8.44%)	$289,832 (+27.33%) Land $33,401 Building $256,431
2022	$3,762.00	$227,629 Land $22,441 Building $205,188	$227,629 Land $22,441 Building $205,188

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150102004, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 39 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	69 units insured 30 under condo master policies
Nearby Flood Claims	6 (2010–2022)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2022, tidal / storm surge, Hurricane Ian
Claims By Storm	Hurricane Irma, Sep 2017 · 4 claims

Wildfire

Wildfire Risk	Low above 36% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 2,439 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 170 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.