5254 Mill Stream Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5254 Mill Stream Dr, Saint Cloud, FL 34771 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1996
Square Footage	2,314 sqft Heated Area
Lot Size	21,824 sqft (0.501 acres)
Occupancy	Owner Occupied
Last Sale	$625,000 (2026)
Tax Bill	$7,747.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`90632`
Alternative APN	`092531415600010020`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,314 sqft Heated Area
Gross Area	3,269 sqft Gross Area
1st Floor	2,314 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1996
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	21,824 sqft (0.501 acres)
Depth X Width	163 ft x 134 ft Depth x Width
Garage Area	624 sqft Garage

Exterior Amenities

Pool Area	330 sqft Pool
Fence	Fence
Deck Area	618 sqft Deck
Porch	Enclosed Porch
Porch Area	955 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	90632
Street Address	5254 MILL STREAM DR
City	SAINT CLOUD
State	FL
Zip	34771-8709
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MILL STREAM ESTATES PB 6 PG 95-97 LOT 2
Legal Range	31E
Legal Township	25S
Legal Section	09
Legal Subdivision	MILL STREAM ESTATES
Legal Tract	4156
Legal Block	1
Legal Lot Number	2
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1018
Census Tract	43700

Owner

Source: Osceola County records · APN 90632

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5254 MILL STREAM DR, SAINT CLOUD, FL 34771-8709
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Warranty Deed, Transfer AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION
Apr 07, 2022	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST MORTGAGE ASSOCIATES CORP
Apr 03, 2025	Warranty Deed, Transfer UNKNOWN, ALBATROSS TITLE SERVICES
Apr 09, 2018	Quit Claim Deed, Transfer Quitclaim Document

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 14, 2026 · Amount on Record
Deed Sale	Jan 14, 2026 · Amount on Record
Prior Sale	Apr 03, 2025 · Amount on Record
Deed Doc Number	2026005964
Deed Book / Page	6908 / 444
Record Refreshed	Jun 08, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 14, 2026
Property Address	5254 MILL STREAM DR, SAINT CLOUD, FL 34771-8709
Document Number	0069080444
Book / Page	6908 / 444
Map Reference	MB 6 PG 95-97
Instrument Date	Jan 05, 2026
Instrument	2026005964
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	AMERICS TITLE CORPORATION, AMERICAS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Tax	$4,375.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	5254 MILL STREAM DR, SAINT CLOUD, FL 34771-8709

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	5254 MILL STREAM DR, SAINT CLOUD, FL 34771-8709
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5254 MILL STREAM DR, SAINT CLOUD, FL 34771-8709

Mortgage

Document Number	0061892228
Date	Apr 07, 2022
Book Page	6189/2228
Instrument	2022055733

Lender

Name	MIDWEST MORTGAGE ASSOCIATES CORP
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2052

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 03, 2025
Property Address	5254 MILL STREAM DR, SAINT CLOUD, FL 34771-8709
Document Number	0067651912
Book / Page	6765 / 1912
Map Reference	MB 6 PG 95-97
Instrument Date	Mar 31, 2025
Instrument	2025042425
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	UNKNOWN, ALBATROSS TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$2,646.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1833 RICHARDSON DR, SAINT CLOUD, FL 34771-9461

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 547945, ORLANDO, FL 32854-7945
Investor	Possibly a Property Investor

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 09, 2018
Property Address	5254 MILL STREAM DR, SAINT CLOUD, FL 34771-8709
Document Number	0053131733
Book / Page	005313 / 001733
Instrument Date	Mar 09, 2018
Instrument	54982
Transaction Type	Transfer
Record Updated	May 22, 2018

Transaction

Amount	Amount Recorded
Tax	$280.00
Additional	Quitclaim Document

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5254 MILL STREAM DR ST CLOUD FL 347718709, ST CLOUD, FL 34771-8709

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,747.00 (+22.42%)	$544,600 (+29.45%) Land $80,000 Building $464,600	$544,600 (+29.45%) Land $80,000 Building $464,600
2023	$6,328.00 (+11%)	$420,700 (+13.61%) Land $70,000 Building $350,700	$420,700 (+13.61%) Land $70,000 Building $350,700
2022	$5,701.00	$370,300 Land $70,000 Building $300,300	$370,300 Land $70,000 Building $300,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 29% of Florida
Wildfire Likelihood	About 1 in 719 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

5254 Mill Stream Dr, Saint Cloud, FL 34771 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2018: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Mill Stream Dr

Nearby Streets

Search Property Records by Address or Parcel Number