5254 Lake Rd E, Geneva, OH 44041 Property Records

Ashtabula County property record for 5254 Lake Rd E, Geneva, OH 44041

Property Summary

Property Type	Commercial
Details	13 bd · 7.5 ba · 10,628 sqft · built 1880
Lot Size	0.99 acres (43,124 sqft)
Owner	Individual Name on Record
Last Sale	$650,000 (Mar 2021)
Tax Bill	$10,516 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-013-00-004-00`

Property Details

APN / Parcel Number

Primary APN	`21-013-00-004-00`

Interior

Bedrooms	13 Beds
Full Baths	7.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	26 Rooms
Stories	2 Stories
Building Area	10,628 sqft Gross Area
1st Floor Area	6,398 sqft
Upper Floors Area	320 sqft
Basement Area	288 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 2002
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Lot Area	43,124 sqft (0.99 acres)
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	520 sqft

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	2,703 sqft
Deck Area	352 sqft
Patio Area	2,125 sqft
Balcony Area	40 sqft
Cabin	252 sqft
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5254 LAKE RD E
City	GENEVA
State	OH
Zip	44041-9490
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SEC 2--12 N W
Legal Subdivision	VILLAGE/GENEVA/LK
Legal Lot Number	12
Jurisdiction	ASHTABULA OH
Township / Civil Division	GENEVA
Census Block Group	1
Census Block	1014
Census Tract	801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Eagle Cliff Hotel listed 1995 · 4 contributing resources · NRIS 95001197

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Ashtabula County records, as of July 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5254 LAKE RD E, GENEVA, OH 44041-9490
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Land Contract, Transfer · Land Contract NOT AVAILABLE
Dec 10, 2019	Deed of Trust, Mortgage · Line of Credit NORTHWEST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2021 · Amount on Record
Deed Sale	Mar 5, 2021 · Amount on Record
Deed Document Number	20212647
Deed Book / Page	732 / 2307
Record Updated	Sep 20, 2026

March 2021: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	ASHTABULA OH
Recording Date	Mar 5, 2021
Property Address	5254 LAKE RD E, GENEVA, OH 44041-9490
Document Number	0000002647
Book / Page	732 / 2307
Instrument Date	Feb 12, 2021
Instrument	202100002647
Transaction Type	Transfer
Record Updated	Aug 6, 2021
Title Company	LAKE COUNTRY ATTYS TITLE AGENCY, LAKE CNTY ATTORNEYS TTL AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5254 LAKE RD E, 5254, GENEVA, OH 44041-9490

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 636, GENEVA, OH 44041-0636

Mortgage

Date	Mar 5, 2021

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount Recorded
Term	151 Months
Due	Oct 20, 2033

Interest

Rate	1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHTABULA OH
Property Address	5254 LAKE RD E, GENEVA, OH 44041-9490
Document Number	0000013223
Instrument Date	Dec 10, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5254 LAKE RD E GENEVA OH 440419490, GENEVA, OH 44041-9490

Mortgage

Document Number	0000013223
Date	Dec 26, 2019
Book Page	000699/001831
Instrument	13223

Lender

Name	NORTHWEST BK
Type	Bank
Address	GENEVA, OH 44041

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ashtabula County
County Subdivision	Geneva Township
Municipality	Geneva-on-the-Lake Village
Unified School District	Geneva Area City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,516.00 (+36.31%)	$126,040 (-) Land $33,950 Building $92,090	$360,100 (-) Land $97,000 Building $263,100
2023	$7,715.00 (-3.56%)	$126,040 (-) Land $33,950 Building $92,090	$360,100 (-) Land $97,000 Building $263,100
2022	$8,000.00	$126,040 Land $33,950 Building $92,090
2020			$360,100 Land $97,000 Building $263,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (1988–2001)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Apr 2001 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENEVA CITY PWS serves 5,924 people · EPA ID OH0401712
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 399 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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