5251 E Windstone Trl, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 5251 E Windstone Trl, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,142 sqft · built 2012
Lot Size	0.222 acres (9,674 sqft)
Owner	Company Name on Record
Last Sale	$557,884 (Nov 2012)
Tax Bill	$4,523 (2025)
Deeds & Mortgages	Jan 2018 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`211-89-338-A`

Property Details

APN / Parcel Number

Primary APN	`211-89-338-A`
Alternative APNs	`21189338A0` `0121184907`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Stories	2 Stories
Building Area	3,142 sqft Living Area
Gross Area	3,278 sqft
1st Floor Area	1,823 sqft
2nd Floor Area	1,319 sqft

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	9,674 sqft (0.222 acres)
Parking Spaces	3 Parking Spaces
Pool Area	450 sqft
Porch	Covered Slab
Patio Area	136 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C
Sewer	Municipal

Location & Zoning

Street Address	5251 E WINDSTONE TRL
City	CAVE CREEK
State	AZ
Zip	85331-2419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-18
Legal Description	MONTE VISTA MCR 938-06
Legal Range	4E
Legal Township	5N
Legal Section	20
Legal Subdivision	MONTE VISTA
Legal Tract	8B
Legal Lot Number	18
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	1
Census Block	1046
Census Tract	613000

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5251 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2419
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jul 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage WESLEND FINANCIAL CORP
Apr 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 27, 2012 · Amount on Record
Deed Sale	Nov 27, 2012 · Amount on Record
Deed Document Number	20121072876
Last Transfer Date	Apr 5, 2021
Transfer Doc	0000421413
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5251 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2419
Transaction Type	Mortgage
Record Updated	Jul 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007189
Date	Jan 4, 2018
Instrument	2018-0007189

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 2, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	5251 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2419
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5251 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2419

Mortgage

Document Number	0000766681
Date	Jul 14, 2021
Instrument	20210766681

Lender

Name	WESLEND FINANCIAL CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Apr 15, 2021
Property Address	5251 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2419
Document Number	0000421413
Map Reference	MB 938 PG 6
Instrument Date	Apr 5, 2021
Instrument	20210421413
Transaction Type	Transfer
Record Updated	Jul 18, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5251 E WINDSTONE TRL, CAVE CREEK, AZ 85331-2419

Mortgage

Document Number	0000421414
Date	Apr 15, 2021
Instrument	20210421414

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$96,588 (+43.51%)	$965,883 (+1.25%) Land $172,483 Building $793,400
2025	$4,523.00 (+7%)	$67,304 (-31.47%)	$954,000 (-2.86%) Land $170,400 Building $783,600
2024		$98,210	$982,100 Land $175,400 Building $806,700
2023	$4,227.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	7 (2007–2022)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.4% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mojo Broadband.

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