Emmet County property record for 5251 Charlevoix Rd, Petoskey, MI 49770
| Property Type | Commercial |
|---|---|
| Lot Size | 34.7 acres (1,514,146 sqft) |
| Owner | Company Name on File |
| Tax Bill | $30,719 (2024) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-18-09-100-018 |
| Primary APN | 13-18-09-100-018 |
|---|
| Fire Resistance | Fireproof Steel Frame |
|---|---|
| Lot Area | 1,514,146 sqft (34.7 acres) |
| Street Address | 5251 CHARLEVOIX RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-9724 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | RT FF |
| Legal Description | PT OF GOV?T LOTS 2 & 3, SECTION 9, COM AT W ? COR OF SD SEC, TH ALG E/W ? LN & C/L OF OLD US 31 HWY S88?27?52?E 2643.43 FT TO |
| Legal Lot Number | 2-3 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | RESORT |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 970600 |
5251 Charlevoix Rd, a commercial property, is owned by a company that acquired it in February 2026.
Source: Emmet County records, as of July 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 441 STATE ST, PETOSKEY, MI 49770-2748 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2026 | Deed of Trust, Mortgage · Commercial Mortgage FIRST COMMUNITY BANK |
| Feb 27, 2026 | Warranty Deed, Transfer · Commercial Mortgage FIRST COMMUNITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 27, 2026 |
| Deed Sale | Feb 27, 2026 |
| Deed Document Number | 20265226447 |
| Deed Book / Page | 1273 / 397 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 5251 CHARLEVOIX RD, PETOSKEY, MI 49770-9724 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 441 STATE ST, PETOSKEY, MI 49770-2748 |
| Document Number | 0005226448 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 5226448 |
| Name | FIRST COMMUNITY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Feb 27, 2026 |
| Property Address | 5251 CHARLEVOIX RD, PETOSKEY, MI 49770-9724 |
| Document Number | 001273/397 |
| Book / Page | 1273 / 397 |
| Instrument Date | Feb 16, 2026 |
| Instrument | 5226447 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | TALON TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 441 STATE ST, PETOSKEY, MI 49770-2748 |
| Document Number | 0005226448 |
|---|---|
| Date | Feb 27, 2026 |
| Instrument | 5226448 |
| Name | FIRST COMMUNITY BANK |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Resort Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,028,200 (+22.13%) Land $1,028,200 | $2,056,400 (+22.13%) Land $2,056,400 | |
| 2025 | $841,900 Land $841,900 | $1,683,800 Land $1,683,800 | |
| 2024 | $30,719.00 | ||
| 2023 | $716,300 Land $716,300 | $1,432,600 Land $1,432,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5251 Charlevoix Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5251 Charlevoix Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile, Truestream.
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